Investment Strategies for Lazy People: Using Dividend Strategies in Investing
As we all know, most of this year's market gains have come from tech giants. However, the stock market doesn't just rise or fall. Especially in times of economic turmoil and increased uncertainty, stable returns and lower risk investments can increase long-term returns.
Moreover, to be honest, when every day is tiring, the dividend strategy should take up part of the position, at least seek peace of mind. In my opinion, there are roughly five types of dividend instruments that can be held for a long time:
1. Dividend individual stocks. This is divided into traditional stocks, such as PFE and KO; and growth stocks, such as MSFT.
2. Profit transfer stocks. BDC investment corporate bonds, MLP investment energy, royalty trust investment minerals, REITs investment real estate
3. Treasury bonds are divided into short-term debt and long-term debt
4. Monetary funds and savings
5. options strategy etf
Regarding dividend stocks:
A stable and continuous dividend payment history, and the dividend rate usually does not exceed 15%. Higher than this number means the company is in big trouble; if dividends are frequently skipped, or the amount of dividends often changes drastically, it is generally not a qualified dividend strategy stock
The company's financial health: The company's debt load, cash flow, and other financial metrics to ensure that it has sufficient funds to continue to pay dividends.
Sustainability of business models: For example, in the petroleum industry, if you think electric motors will completely replace internal combustion engines in the future, then the business of traditional energy companies may be greatly eroded
You can buy various treasury bond ETFs at brokerage firms, but there is a management fee, but since they are different treasury bond combinations, the risk is relatively less; if you don't use it for a short period of time, you can consider buying treasury bonds directly; there is also a tax difference between the two.
Christina AG : Can I buy TSLY, please? Is it dangerous?
kennykent 1 Christina AG :
103536832 : Very dangerous , don’t buy TSLY
103536832 : Buy SVOL
103536832 : if you want dividend