It's a story about a blood-soaked elderly investment. My cow...

It's a story about a blood-soaked elderly investment. My coworker just complained to me about something that bothered him because his mom bought a lot of stocks and funds. It has been investing for more than 10 years, and fund managers have changed a few, and the middle does make a profit, but fund managers are not good at distributing the money they earn back. Especially in these two years, because the market has performed poorly and his mother's investment is now in a state of loss, nothing can be done, just wait. As the eldest son, he was also troubled because he did not understand these financial products and did not know how to help his mother. “Why don't you want to study and help your mother?” I asked him. While it doesn't necessarily turn out to be great when colleagues learn, at least they won't be ignored by the words of some irresponsible fund manager. (Not all fund managers are bad, I've met a lot of professionals) Even if you really don't understand, you'll at least learn to ask a fund manager a question and see if he's really doing the right thing. To be honest, #我不認為每個人都一定要成為投資大師的。 In particular, a fund is a type of active investment. We look to professionals who can help manage your wealth and save yourself time on research. Buying a little fund or buying a spot of blue chip stocks is absolutely no problem. The biggest problem is that I trust others too much. When we go to the food market to buy fruit, we will also look at the color of the fruit and see if it is fresh. EVEN IF YOU KNOW THAT THE VENDOR WILL TELL YOU, “THIS IS NOT SOUR, IT MUST BE SWEET.” YOU WILL STILL ASK IF THE FRUIT IS NOT SWEET. But when we come across a fund manager's recommendation of an investment, we don't know how much the basic transaction costs, and we put thousands or thousands of dollars directly into it. Guys, don't think so — our money is hard earned, we buy things online that cost RM100 and at least get something worth RM80. But if you mess with a financial product and accidentally buy bonds like the Lehman Brothers, the money will look like an account is stolen, and it will feel a little less when it evaporates. Although I said “don't understand, don't vote,” I didn't say “#看不懂， #不要學」。 So, I encourage everyone to learn how to invest in stocks. Because knowing is very different from understanding, you may know a lot, but you may not really understand. And in the field of investment, there is a hidden benefit, which is that you can completely “learn first”, without having to “learn while doing” in the beginning. You can learn by observing, learning in the direction of observing what others are right, and learning in reverse by observing the mistakes of others. Although in the end, you will still make a lot of mistakes until you start practicing it yourself, or rely on the knowledge you have learned “in the process of doing”. But at least because you've been observing learning for a long time before, you'll avoid a lot of potholes, and you can also help family friends around you.