Account Info
Log Out
English
Back
Log in to access Online Inquiry
Back to the Top

It's been 1 year since I started investing, and I'm investing for 60 more years

avatar
ぼんやりウォーカー wrote a column · Jun 14 16:33
In March of last year, I finished my final tax return and looked at my Mitsubishi UFJ Bank account balance and said, “Speaking of which, what's going on with my deposit balance, I wonder if it's increasing?” It all started when I realized that.
The first thing I did was “understanding household finances.”
Once upon a time, launch Money Forward, which I used just a little bit, and re-link accounts and credit cards that were unlinked.
Study hard to save money and invest.
Cancel one financial aid insurance, change your smartphone carrier, change the credit card you use, and create a securities account.
Put money into iDeco and NISA, Junior NISA, and Small Business Mutual Aid.
I bought some bonds denominated in US dollars.
Start a micro corporation, etc.
No, I tried a lot of hard work, really hard work.
Over the past year, I think we've been able to routinize basic actions for long-term investments to some extent.
I was watching investment YouTube like I was devouring, but since there wasn't much new information I needed, I spent less time watching it.
Stock prices have been on an upward trend in the past year, so assets have increased, but since they aren't going to be used right away, I'm wondering “I wonder if a crash will come soon.”
I hear stories like, “Everyone initially thinks they are long-term investors, but if there is an actual crash, they will be upset and sold,” but I think that's probably not going to happen.
Well, it was a year where I learned a lot and acted well.
All that's left is to work hard every day and keep investing steadily.
If it crashes with cash, the only thing to do for a while is to increase the investment amount slightly or adjust the asset balance.
There's no need to become very rich, so I don't do real estate, solar power, crypto assets, forex, etc.
There is also no need for a “core satellite strategy.”
I don't buy houses or cars.
I'll be 42 this year, and if I were to live for 100 years, I would continue to invest and stay in a relationship for about 60 more years.
Even if you consider the average life expectancy, there are still 40 years left.
If you quit your job at around 70, it will be about 30 years before you break down and start living.
It will be less than 20 years until the children go out into society.
it's been a long time.
It's a good idea to just decide on a policy and then concentrate on the present.
I don't know what's going to happen in my life, but I want to earn money by working hard while properly fulfilling my present.
Disclaimer: Community is offered by Moomoo Technologies Inc. and is for educational purposes only. Read more
12
+0
See Original
Report
23K Views
Comment
Sign in to post a comment
    「投資にリソースをかけすぎない」がモットー。 保有資産は全世界株式、米ドル建て債券など。 41歳、個人事業主。
    109Followers
    0Following
    475Visitors
    Follow