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It's difficult to say what is good...

High-Risk aside, individual government bonds with principal guarantee offer an annual rate of 0.71% before tax, making it a less likely choice among smart saving options other than being better than time deposits.
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"50s who are exclusively focused on the 'New NISA' will suffer major losses if they don't know, smart ways to save for retirement | New common sense on 'money and happiness' in retirement https://diamond.jp/articles/-/355892?page=5
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    日本株、米国株を中心に20年以上、趣味の範囲で取り組んでいます。自分で触るより、ほったらかしETFの方が成績が良い年も(笑)
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