Living costs in Singapore are rising

I will do the followings:

1)cuts cost by going to JB (Malaysia) to buy groceries because it is 2 to 3x cheaper and go polyclinic (government clinic) to see doctor for chronic illness because medicine is so much cheaper. So long use app to fix appointments, do not have to wait for long.

2)extend the 10 years car COE to another 5 years.

3) stock investment to change to purchasing of strong companies (w good MOAT) so as to prevent d stock price from dropping n dropping.