I have recently latched on to idea of broad based index investing using ETFs. Looking at Malaysian landscape, I find the ecosystem rather small, unsophisticated and mahal for what they do/offer.
Target focus audience:Newbie investors getting started, especially young adults have small amounts (less than RM20k) to begin with, spend short while weekly/quarterly basis. Pure-play Malaysia equities.
Nonetheless ETFs in a small portfolio has it's advantages, gotta manage the fees structure and cycles. Many newbie investors getting started, especially young adults have small amounts (less than RM20k) to begin with.
Firstly it is daunting task selecting which stocks to invest in. Fees for each trade can be pricey in Malaysia, depending on broker platform. Spreading small initial capital means fees take up high percentage of investment cost. Moreover not many want to devote too much time away from their work having to track/monitor the portfolio. Not exhaustive, there are more consideration. One paramount consideration is type of fund, composition buildup etc
- Passive vs Activemanagement methodology of fund
- liquidity- how easy it is to buy/sell and the spreads in trading
....
Mutual Funds and Robo-advisor investment platforms offer an alternative. But I dislike these vehicles due to their relatively high fees. Moreover the fees are charged even if the fund value goes down. Had my experience, sudah cerai these platform(s). Acknowledging that markets move in cycles, this discussion seeks an in-between; Not day trading but better than leaving to the mutual funds etc. Passively monitoring markets on weekly and even quarterly basis allowing for focus on other life pursuits. Grow rich slowly, compounding some 10% ~ 20% annually, Warren Buffet style:
- YouTubeHow to Win the Loser's Game: Full Version: Landmark documentary serialised on SensibleInvesting.TV from August to October 2014. 80 minutes long, it contains interviews with some of the biggest names and brightest minds in the investment world. The aim is to provide ordinary investors with the information they need - and to challenge the industry to offer consumers a fairer deal. Presented and produced by Robin Powell.
Take charge of your investments rather than outsourcing to fund managers. The ones I like and shortlisted, no particular order:
#ETFs #value-investing #Malaysia-ETFs !!! Not financial advise, Do Your Own research (DYOR) !!!
This is a personal opinion piece, feel free to chime in. Reply not assured or obligated. This will be a thread where I explore and build a workable Malaysia sub-portfolio strategy to invest small amounts MYR and DCA style.
Disclaimer: Community is offered by Moomoo Technologies Inc. and is for educational purposes only.
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PokaiTrader
OP
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$iShares MSCI Malaysia ETF (EWM.US)$ A look at this alternative. Suits those already having funds in USD. Established fund, issued by Blackrock (so much for the hoo-hah about their stake in Malaysia Airports, they already in many equities for many years). I usually deep dive US based ETFs using this tool:etfdb.com/etf/E...
One quirk of US based funds is the dividends attract a witholding tax retention from Uncle Sam on each payout, some 25% I think. Currency gain/risk if lens on MYR home currency. Stated 0.50% fees though need scrutinize hidden fees like Trustee/Index etc. This is aspect I find even on MooMoo platform when showing fees is not exactly as shown, so DYOR! Otherwise okok to get into this if you're wanting to park your funds in USD). This is an index fund, means they simply replicate the underlying index components. Important to differentiate from actively managed funds, they are different and often charge higher fees but deliver better performance sometimes, but not always.
Also not considering other ETS having smaller exposure to Malaysia since I focus on pure-play:etfdb.com/count... you can look into these if suits your style.
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PokaiTrader OP : $iShares MSCI Malaysia ETF (EWM.US)$ A look at this alternative. Suits those already having funds in USD. Established fund, issued by Blackrock (so much for the hoo-hah about their stake in Malaysia Airports, they already in many equities for many years). I usually deep dive US based ETFs using this tool:etfdb.com/etf/E...
One quirk of US based funds is the dividends attract a witholding tax retention from Uncle Sam on each payout, some 25% I think. Currency gain/risk if lens on MYR home currency. Stated 0.50% fees though need scrutinize hidden fees like Trustee/Index etc. This is aspect I find even on MooMoo platform when showing fees is not exactly as shown, so DYOR! Otherwise okok to get into this if you're wanting to park your funds in USD). This is an index fund, means they simply replicate the underlying index components. Important to differentiate from actively managed funds, they are different and often charge higher fees but deliver better performance sometimes, but not always.
Also not considering other ETS having smaller exposure to Malaysia since I focus on pure-play:etfdb.com/count... you can look into these if suits your style.
PokaiTrader OP : $FBMKLCI-EA (0820EA.MY)$ ~~~TBD~~~
PokaiTrader OP : $MY-MOMETF (0836EA.MY)$ ~~~TBD~~~
PokaiTrader OP : $EQ8MY25 (0821EA.MY)$ ~~~TBD~~~
105535782 : ok
103539497 : hi
104166257 : hi
Laine Ford : I will read about it but no comment
Alen Kok : k
103677010 : noted
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