My Best Christmas 🎄🎁🎆🎅🏼🦌Gift is ...

I would say the most beautiful Christmas decorations are those found at the shopping mall. But recently I saw one on social media that is quite unique - a Santa Claus hanging outside a 4 Storey high HDB flat. See photo.

It looked like Santa Claus was trying to enter the house (on the second floor) to deliver a present and couldn't enter. The "decoration" not only captured my attention but also created an atmosphere that Christmas is coming.

My Christmas wish
I don't remember what is the most memorable Christmas gift received. But I am happy to be blessed with living in a peaceful country free from war and natural disasters. I think my best gift is from my parents who have raised me to be what I am today - a healthy and respectful citizen.
Last I would like to share an infographic about the 12 days Christmas for investors:
Day 1: Don’t Lose Money
Day 2: Pay Off All Bad Debt
Day 3: Live Within Your Means
Day 4: 8 The 4M’s - Moat, Management, Meaning, & Margin of Safety.
Day 5: Find The Big Five Numbers - ROIC, Sales, EPS, Equity, & Operating Cash Flow.
Day 6: Read And Do Your Research (DYODD)
Day 7: Know Your Retirement Number
Day 8: Coattail The Best Investors
Day 9: Pay Yourself first but
Day 10: Invest In What You Know
Day 11: Buy Fear, Sell Greed - Stay rational, be patient, and don’t be greedy.
Day 12: Always Be Grateful

I would like to wish you all a restful holiday.