TSLA
Tesla
-- 421.060 PLTR
Palantir
-- 80.550 NVDA
NVIDIA
-- 134.700 AMD
Advanced Micro Devices
-- 119.210 OXY
Occidental Petroleum
-- 47.130 
My ETF Investing Story
Warran Buffet once said that S&P 500 index fund is the best investment to own for most people. He also said that after he dies, 90% of his wife's inheritance will go into the low cost S&P 500 index fund.
Let's face it - stock picking requires a lot of time and skills (and some lucks of course) Hence, ETF has become an increasingly popular investment option with its various benefits such as diversification, self adjusting and low cost etc.
I started my investment journey in US stock market by investing in S&P 500 index fund. Gradually, I have also built my ETF portfolio with focus as below:
1) The first ETF no doubt will be the S&P 500 index fund (eg SPY, VOO or Ireland domiciled CSPX) highly recommended by Warren Buffet.
2) The technology index fund (eg QQQ) to take advantage of the AI tailwind.
3) All world related index fund (eg ACWI, VT) - to diversify into other developed and emerging market other than US market.
4) Bond or dividend related index fund for dividend income and portfolio diversification other than equity asset class.
5) ETF in the industry that you are knowledgeable/ passionate about and you believe in its growth potential, eg index fund related to AI, clean energy, EV, health care etc. Personally I invested in SOXX as I believe that the semiconductor industry will benefit from the AI-fueled bull run.
2) The technology index fund (eg QQQ) to take advantage of the AI tailwind.
3) All world related index fund (eg ACWI, VT) - to diversify into other developed and emerging market other than US market.
4) Bond or dividend related index fund for dividend income and portfolio diversification other than equity asset class.
5) ETF in the industry that you are knowledgeable/ passionate about and you believe in its growth potential, eg index fund related to AI, clean energy, EV, health care etc. Personally I invested in SOXX as I believe that the semiconductor industry will benefit from the AI-fueled bull run.
In terms of portfolio management, depending on one's risk tolence, one can choose to have equal allocation (eg 20% to 5 chosen ETF) to each chosen ETF or a core-satellite type of portfolio (eg, heavier weightage to S&P 500 index fund and smaller allocation to the rest).
I started my ETF investing via roboadvisor on dollar cost averaging (DCA). @Meta Moo has now made investing easy for retail investors like us with the fractional shares and stock regular saving plan (RSP) features which allow us to automatically invest funds on a recurring schedule. Of course if one is savvy enough, you could always do value cost averaging instead.
Hope the above sharing helps. Thanks for reading =)
Disclaimer: Community is offered by Moomoo Technologies Inc. and is for educational purposes only.
Read more
Comment
Sign in to post a comment
Daring Lu : Are you confident in USD ?![[undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36 "undefined")
If Fed wants to trap your money invested in US companies, what will they do?
Haris wants to increase the corporate tax from 21% to 28% and raise personal tax to milk the rich to feed the lower income. These are terrible news for US companies.
Profit will be affected, so the dividend will be reduced. Share price will be in limbo.
I am not trying to pour cold water.
There is risk involved in buying S&P 500 too.
Suggest you go slow. RSP in slowly.
Year 2024 and 2025 should have big movement.
erickheng4747 : hihi for the DCA, can i unselected (undo) after i have subscribed it? thanks
YOHO3318 OP Daring Lu : Thanks for the comment. If you look at history, there is little evidence that stock market will react negatively towards corporate tax hikes. Study shows that during the five prior corporate tax rate increases in 1950, 1951, 1952, 1968, and 1993, the S&P 500 index posted an average calendar year gain of 12.9% with positive price returns in each instance. Over past decades, U.S. companies have been able to generate substantial earnings growth in different tax environments, including periods of high corporate tax rates. I guess this is what the great investors say - Never Bet Against America!
Having said that, it's important to know one's investment horizon and always keep some bullets so that during market pullback, we will be able to get some good deals in stock markets including the ETF =)
YOHO3318 OP erickheng4747 : Yes, you can terminate your RSP instruction anytime and it will take 1-2 days for it to take effect. Happy investing =)
erickheng4747 YOHO3318 OP : thank you so much~
is really informative for newbies like me
Daring Lu erickheng4747 : you can end anytime.
105638689 Daring Lu : create crisis
Daring Lu 105638689 : Well, this is purely my view.![[undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36 "undefined")
you have a choice.
Daring Lu : marketwatch.com...
Coach Donnie : $SPDR Portfolio S&P 500 ETF (SPLG.US)$ & $Fidelity Covington Trust Msci Information Technology Index Etf (FTEC.US)$ maybe $Vanguard S&P 500 ETF (VOO.US)$