My Family Savings Story 32

My Family Savings Story 32

~Let's decide my rules~

“If we decide on my investment rules, why don't we?”

“Apart from that, but what is it? What are my rules?”

[My Investment Rules] Decide your own rules for stocks, investment products, investment periods, trading timing, exit strategies, etc. in advance. If rules are decided in advance, there is an advantage of being able to take investment actions without being influenced by emotions.

“I mean”

“Certainly, if you move with the emotions on the spot, you're likely to do a mess.”

“I was also upset and sold it because of the coronavirus shock”

“Well, I was scared too, and I couldn't stop it”

“That's why I want to decide on my rules”

“Aye, let's decide my own investment rules”

My husband and I decide on my investment rules.

-1 hour later-

“Alright, these are our investment rules!!”

[My Home Rule] The aggressive assets are mainly global stocks, with consecutive US dividend increases and Japanese individual stocks as secondary assets. The protected assets are cash, deposits, gold, and bitcoins.

Do not change portfolios in turbulence. We do not change stocks in turbulence. Short-term investments are not basic. iDeco is the only additional investment. All that's left is dividend reinvestment. Future savings target education funds and loan advances for children.

The investment period is extremely long and permanent. There is no basic exit strategy to cut assets. *Excluding gold and bitcoin. Looking at the timing, dividends and distributions will be used to add living expenses.

“Not easy, huh?”

“If you decide ahead of time, you may be able to simply invest without worrying too much. I don't know”

“Yeah, I'm sure that will happen”

My family's savings are still going on.