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NIO Financial State Analysis

Negative Indicators:
1. Consistent Losses: NIO has been operating at significant net losses (CNY 20.6 billion in the latest period). A company running at such losses over an extended period is a major indicator of financial distress.
2. Negative Operating Cash Flow: The company's operating cash flow is negative, meaning it is not generating enough cash from its core business activities to cover its operating expenses. This is a key factor in determining the health of a business, and for NIO, it’s a negative sign.
3. High Debt Ratio (78%): NIO's high debt ratio means that a large portion of its assets are financed by debt, which increases the risk of financial instability, especially if it cannot generate enough cash to meet debt obligations.
4. Free Cash Flow: The free cash flow is significantly negative (CNY -15.7 billion), indicating that the company is spending more than it is bringing in, even after accounting for capital expenditures.
5. Reliance on Financing: NIO has been heavily reliant on issuing stock and taking on debt to stay afloat. While this has given them short-term liquidity, it’s not a sustainable long-term strategy.
Cushioning Factors:
Strong Cash Reserves: NIO has CNY 38.6 billion in cash reserves, which can sustain the company for some time. This provides some level of short-term protection against liquidity problems, but it may not last if the company continues its cash burn at current levels.
Conclusion:
At the moment, NIO's financial position is not healthy. While it has cash reserves and access to financing, the core problems of high losses, negative cash flow, and a heavy reliance on debt raise concerns about its long-term viability. To become financially healthy, NIO will need to either significantly cut its expenses or increase its revenue and profitability to reduce its reliance on external financing.
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  • Alwin Cheng : This is how it goes for Premium EV Manufacturer. Look at the history of TSLA.

  • NakamuraKyo : aiyo, fact is their sales is getting better and averaging down their cost, profit soon dude

  • KokHong : Ignore this person, he shows up every day asking you to sell quickly.

  • 74216494 NakamuraKyo : Needs some explanation from you, not just a crack dream. Fact: "Leading ZERO" of NIO stated, it needs 20k-30k L60 per month to be sold, just to break even on this model. He also stated, production of 20k L80 possible in March next year. Which means, increasing losses in the near future. Assuming, that 20k L60 really can be produced and sold March next year. Considering, how often NIOs top management overpromised, and underdelivered, this production and sales target is fictious. Remember the ET5 hype ? Oh, sorry, you do not, because just dreaming about NIOs success ... SHORTs have to be smarter than LONGs, because SHORTs have much higher risk. And, for a few years already, they were right.

  • 74216494 Alwin Cheng : You want to say, that NIO will need endless time to be profitable, because for TSLA it took so much time withoutout competition and such a great boss, compared to NIO, having so much competition to fight with incompetent management ?

  • 105322040 : I drive a BMW now and my next upgrade is also BMW because of its driving dynamic and quality built. But after my recent visit to Nio in Beijing , my next car going to be Nio and Onvo. I can see why Nio is dominating in the pure EV luxury segment. They win in almost all aspects compared to BBA ev, quality built, smart cabin, cost saving , Ai , time saving ,  autonomous driving. I already can feel superior driving in Nio compared to BBA which I always say to my son I would rather cry in a BMW than smile in a Mercedes. But now I would cry in a Nio than wiping my tears in a BMW. so much value can be found in a Nio for the same price in BBA. I foresee this trend set to continue at least in next 5-10 years , as the technology in a Nio is at least 2-3 years ahead of BBA. With the Sky Os and Ai chip , this will widen the lead by another 2 years couple with the increasing infrastructure built in next 2 -3 years, this gap will widen further 5 to 7 years given BBA slow responses. Now EU and US may only resort to playing politics like protectionist. Nio is on the right path to build something great and extraordinary,  nothing great is going to be easy and worthwhile , the more difficult it is , there will more challenge. In my objective analysis, there is still 1-2% inherent financial risk as the shorties highlighted ( not whole picture they only interested in picking and choosing the worst to deliver the greatest punch to the long  ), but I believe 98% in Nio will deliver the ultimate. They have executed, learned and adapt quickly in many areas I observed. All the best to Nio Long.

  • bullbearnme OP 105322040 : Do you think everyone will believe you with your agenda than letting down our IQ?

  • 105322040 : U don’t have to believe, everyone is free to judge themselves. I just sharing how I feel and what I saw. You can dump Nio share as you like .