On the eve of rate cut : US Bonds VS Bond Funds VS Bond ETFs, click to choose?

Investors expect the US Federal Reserve to cut interest rates in the next quarter or the first quarter of next year, and even the market is betting that the chance of rate cut in September is more than 98%, and funds have started to flow into money market bond funds and bond ETFs.

In terms of bond market, it is more inclined to treasury bonds and investment grade corporate bonds. In terms of options, an average of 5 to 6 years of "mid-year allocation" would be more appropriate. While short-term bonds have higher interest rates, longer maturity bonds can lock in higher interest rates. However, care must be taken as the volatility of long maturities is relatively high, and there is a trade-off between risk and reward.

As the global asset bubble is heating up, there is a growing call for "de-dollarization". Cryptocurrencies have entered a period of rapid development and no one can accurately estimate their value. Nevertheless, market acceptance is growing and it can be said that this investment is like adding another product option to the market. While cryptocurrency spot ETFs are now regulated and protected, whether or not they can be traded profitably depends on one's personal vision and how one utilizes the appropriate operating strategies. However, when buying and selling cryptocurrency ETFs, you should be mentally prepared to lose the entire capital invested in the ETFs, just as in the case of bull/bear CBBCs, and it is better to invest in the short term rather than the long term. Before buying, analyze the difference between the latest net asset value (NAV) of the ETF provided on the website and the price of the ETF. If the price is too high than the NAV, do not blindly chase after it. Bear in mind that too much concentration on a single market or asset class will increase the risk of your investment portfolio. It is advisable to adopt a diversified and long-term investment approach in order to increase your wealth.