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Patience what are your thoughts

I can just feel djt is gonna hit at least 30 again in the next 3 months probably much higher but i dont wanna get greedy and 25% compared to the 2% youd get with the very high 8.1%APR  for 3 months the returns make CDs look like a waste but I’m too scared to go all in so I have  80% of my funds in CDs
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