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Redemption need +-5%?

$LionGlobal Short Duration Bond Fund QDis (SG9999002646.MF)$  guys, be aware that if you guys happen to buy this fund and want to redeem, you could get -5% just like that, see below; the fund 1 year return only -6%, if you redeem they take 5%, then you are better of just putting your money in FD, I’m getting ting clarification  from Moomoo, see whta they come back with ..
Redemption need +-5%?
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