Regarding funds with high expectations for the upcoming year...

Regarding funds with high expectations for the upcoming years, I anticipate continued success with the Fullerton SGD cash fund due to its stability and consistent positive returns. The fund has proven to be a reliable choice, offering returns comparable to or even surpassing those of high-yield savings accounts in banks.

Additionally, I am keeping a close eye on potential opportunities that may arise during market fluctuations in 2024.If there is a recession and certain stocks I am interested in experience a significant price drop, I may consider allocating more of my portfolio towards those promising stocks.

My investment decisions are always guided by a careful assessment of market conditions and potential opportunities for growth.