Signs of revival of the inverse correlation between stocks and bonds

I'm happy because I have formed a portfolio of stocks and bonds.

In terms of textbooks, “when stocks fall due to an economic recession, the central bank moves to cut interest rates and bond prices rise,” so it's easy for stocks and bonds to be inversely correlated.

Even if stocks crash when the invested assets are cashed and used, there is an expectation that the rate of decline can be moderated by holding assets that are inversely correlated.

In the long run, profits are more likely to increase in portfolios with only stocks, but since volatility is also high, there are cases where the expected yield falls below the expected yield depending on the timing of use.

Retirement funds are the main purpose of investment, and if the asset formation period can be obtained for a long time, it seems good to use a simple portfolio of stocks and cash, and incorporate bonds when it comes to the second half.

It is also often said that “it is better to incorporate bonds equal to the age ratio.”

My current portfolio ratio (excluding cash and deposit) is about “stocks: bonds = 2:1,” but since only Orcan has been newly accumulated, it is expected that the stock ratio will rise.

Ideally, it's about 4:1 or 5:1, so when the ratio is around that point, I think they will start depositing bonds into mutual funds.

EDV can be invested with funded NISA, and I like it~, I think I'll quietly buy emaxis slim developed country bonds.

The reason the bond ratio is currently high is because I bought several dollar-denominated raw bonds last year.

The exchange rate at that time was around 140 yen, and the yield was about 5% before tax.

Junior NISA with two children is 4:1 with Orkan and Bond Investment Trust.

Since there are no bonds that can be sold on the assumption that raw bonds will last, there is a weakness in the current portfolio where cell rebalance is not possible.

If the stock price decline due to the economic recession increases, the reserve amount for Orkan may increase slightly (in short, a non-cell rebalance movement).

Well, even if I think too much, it's fine, so I decided only the policy slightly like this, and basically I'm only going to continue with regular savings.