Single investment vs. regular installment: which strategy is more suitable for your wealth growth?

1. Single investment and regular installment investment each have advantages and disadvantages. Single investment can be made at a market low point in a lump sum, potentially achieving higher returns, but also comes with higher risks as the market may continue to decline. On the other hand, regular installment investment spreads out the investment timing, averaging the cost, suitable for times of high market volatility, and is beneficial in the long term for risk reduction.
2. Single investments are more suitable when the market is noticeably undervalued, such as after experiencing a significant adjustment. For those with strong market judgment skills, or when identifying high-potential symbols in the short term, single investments may yield better returns. On the other hand, regular installment investments are suitable for investors looking for long-term investments but uncertain about market entry timing. This method is particularly useful for stabilizing investments during high market volatility and smoothing out risk through long-term holding.

The two investment methods mentioned above each have their advantages, and ultimately should be determined based on one's financial situation and investment goals. If there is idle funds available and the ability to withstand market fluctuations, single investments may be a good choice. On the other hand, if the income is relatively stable and leans towards conservative, regular installment investments can help diversify risks and gradually accumulate wealth.
The key is to understand one's financial situation, risk tolerance, and investment horizon, in order to choose the most suitable strategy.