SOFI looks strong

Alright here is my first try at some research. Warning I am rather regarded.
Looking at SOFI they have increased income year over year, and it looks like they may become profitable these earnings.
They have some of the best APY for holding money in their account. Seeing as other banks($JPM) want to start charging for accounts this could be something that sets them apart. Alot of the younger generation are looking to be more financially smart and put money somewhere that makes them money.
Looking at their stock, they look undervalued and look like they will start making a profit this earnings report if not next.
Looking at the next two weeks an in the money call looks strong with a lowish IV at 32% for 7/19 and 42 for 7/26. This week will be filled with many chances of black swan events so the IV could dramatically increase.
Saying this I really like the call prices for 7.5c but if you are not as regarded and want to be risk adverse stocks look super strong.