Summary of information such as SWIFT Code\ number Bank Code/address/fees (management fees, handling fees), etc. of major banks in Hong Kong

With the deepening development of globalization, more and more people need to use Hong Kong accounts for work, study, investment, etc. However, in the face of complex cross-border remittance processes and regulations, many people are confused. Today, Xiaobian will bring you a comprehensive guide to all the information that is easy to make and needs when remittance, to help you easily deal with various problems with cross-border transfers!

Beneficiary bank name

Beneficiary bank address

Payee's name

Payee's address

Payee account number

Remittance currency and amount

Purpose of remittance

A wire transfer to a bank in Hong Kong basically requires the bank's international code (SWIFT CODE)

The following are the Swift Code, Bank Code, and address of the major banks in Hong Kong. Summary of information such as fees (management fees, handling fees, etc.)

1.Hongkong and Shanghai Banking Co., Ltd.

Bank Name: HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

Swift Code: HSBCHKHHHKH

Bank Code (bank code, only used when transferring from Hong Kong to Hong Kong): 004

Beneficiary Bank Name: THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

Address: 1 Queen's Road, Central, Hong Kong

Customer Service Hotline: (852) 2233 3000; (852) 2233 3322

Account management fee: no account management fee;

RMB wire transfer to HSBC in mainland China: free;

Other outbound wire transfers: HK$50/transaction;

Through an HSBC branch: HK$200/transaction;

Payments made through the “FPS Express” system: HK$8/transaction;

Payment through the “Instant Payment Settlement System”: HK$55/transaction;

Transfer amount: maximum amount of 3 million per day;

2.Standard Chartered

Bank Name: Standard Chartered Bank (Hong Kong) Limited

SWIFT Code (International Remittance Code): SCBLHKHH

Bank Code: 003

Bank Address: Standard Chartered Tower, Floor 15, 388 Kwun Tong Road, Kwun Tong

Customer Service Hotline: Priority Banking: (852) 2886 8866; Premium Banking: (852) 2886 8877

Account management fee: No management fee for 3 months. If you apply for a downgrade after 3 months, you can continue to be exempted from the management fee (account usage will not be affected after the downgrade)

Dry port cross-border remittance:

Hong Kong-land transfer of 25 US dollars/transaction

After the downgrade, the Mainland transferred to Hong Kong 120 +0.1% RMB; after the downgrade, Hong Kong transferred to the Mainland HK$370 per transaction

Transfer limit: HK$1,000,000/day

3.Hang Seng Bank

Beneficiary Bank Name: HANG SENG BANK LIMITED

Swift Code (International Remittance Code): HASEHKHHXXX if 11 digits are required)

Bank Code: 024

Bank Address: 83 Des Voeus Road Central, Hong Kong

Customer Service Hotline: (852) 2822 0228; 400 120 2121

Account management fee: Exempt the account management fee for half a year; you can choose to downgrade to a Premium account after half a year, and the account management fee is still completely free

No downgrade of HK$340 per month (exempted when the Mainland card deposit reaches 300,000 or the Hong Kong deposit reaches 1 million)

Transfer amount

Mainland to Hong Kong: Registered account RMB 2 million or foreign currency equivalent per day

Transfer out of Hong Kong: Registered account of HK$1.5 million or foreign currency equivalent per day

Unregistered account: HK$400,000 or foreign currency equivalent per day

Cross-border remittance fee: 0.1% of the remittance amount, minimum RMB 100/equivalent per transaction, maximum RMB 500/equivalent

Telegraph fee RMB 120/equivalent

4.China CITIC Bank Hong Kong

Beneficiary Bank Name: CHINA CITIC BANK INTERNATIONAL LIMITED

Swift Code (international remittance code): KWHKHKHH (KWHKHKHXXX if 11 digits are required)

Bank Code (bank code, only used when transferring from Hong Kong to Hong Kong): 018

Bank Address: 61-65 DES VOEUX ROAD, CENTRA

Customer Service Hotline: (852) 2287 6767; 400 120 5558

Account management fee: Account management fee is waived

Hong Kong Local Bank Transfer Fee: None

Mainland Withdrawal Limit: Up to HK$20,000 per day in foreign currency equivalent (does not account for the foreign exchange control limit)

Dry port cross-border remittance fee: 1％ of remittance amount (minimum 20RMB/transaction, maximum 250RMB/transaction)

Telegraph fee: 80RMB/pen in Hong Kong and Macau, 100RMB/pen in other regions

Cross-border remittance between Hong Kong and Hong Kong: 80HK$ or more

5.Bank of China (Hong Kong)

Beneficiary Bank Name: BANK OF CHINA (HONG KONG) LIMITIED, HONG KONG

Swift Code (international remittance code): BKCHHKHH (BKCHHKHXXX if 11 digits are required)

Bank Code: 012

Bank Address: Bank of China Tower, 1 Garden Road, Central, Hong Kong

Customer Service Hotline: (852) 3988 2388; 400 800 2388

Account Management Fee: Free account management fee

Wire transfer: branch processing HK$240/transaction; online banking transfer of HK$65 per transaction

If you transfer to a bank with the same name in the mainland, you can use BOC Express Remittance without handling fees

Daily limit: HKD 1,000,000 equivalent

ATM withdrawals: HK$80,000 equivalent

6.Citibank

Bank Name: Citibank() (Hong Kong) Limited

SWIFT Code (International Remittance Code): CITIHKHXXXX (if 11 digits are required)

Bank Code: 006

Bank Address: 11/F CITI TOWER, ONE BAY EAST 83 HOI BUN ROAD, KWUN TONG, KOWLOON, HONG KONG

Customer Service Hotline: (852) 2860 0333; Citigold: (852) 2860 0111

7.Bank of East Asia

Bank Name: The Bank of East Asia, Limited

SWIFT Code (International Remittance Code): BEASHKHH

Bank Code: 015

Bank Address: 10 Des Voeux Road, Central, Hong Kong

Customer Service Hotline: (852) 2211 1333; Xianzuo Wealth Management: (852) 2211 1122

8.CMB Wing Lung Bank of Hong Kong

Bank Name: CHINA MERCHANTS BANK (HONG KONG BRANCH)

Swift Code (international remittance code): CMBCHKHH (CMBCHKHX if 11 digits are required)

Bank Code: CHATS CODE: 238; BRANCH CODE: 860

Bank Address: 28/F, Three Exchange Square, 8 Connaught Place, Hong Kong

Customer Service Tel: (852) 31195555

9.DBS Hong Kong

Bank Name: DBS Bank (Hong Kong) Limited

SWIFT Code (International Remittance Code): DHBKHKHH

Bank Code: 016

Bank Address: G/F, Central Centre, 99 Queen's Road Central, Central

Customer Service Hotline: (852) 2290 8888

10.Nanyang Commercial Bank

Bank Name: Nanyang Commercial Bank, Limited

Bank Address: 151 Des Voeux Road Central, Hong Kong

SWIFT CODE (Remittance Code): NYCBHKHXXX

Bank Code: 151

Customer Service Hotline: (852) 2622 2633

Account Management Fee: Free account management fee

Transfer fees

Free local bank transfers in Hong Kong

FPS: Transfers in and out are free

Online banking: Transfers in and out are free

Cross-border remittance: Mainland to Hong Kong RMB 80/transaction

Hong Kong to Mainland China 65HKD/pen

Transfer limit: Up to HK$500,000 per day

11.OCBC Bank

Bank Name: OBCB Wing Hang Bank Limited

Swift Code (International Remittance Code): WIHBHKHH

Bank Code: 035

Bank Address: 161 Queen's Road Central, Hong Kong

Customer Service Hotline: (852) 3199 9188

Account Management Fee: Exemption from account management fees for one year;

No downgrade of HK$200/month (Exempted when deposit reaches 1,000,000)

Transfer amount

Registered account: HK$2 million or foreign currency equivalent per day

Local transfers of HK$500,000 per day

Unregistered account: HK$100,000/day

Local transfers 10,000/day

Cross-border remittance

Remittance Fee: Over the counter wire transfer: HKD 100

Through online banking: free

The above is some of the information required for remittance. Some of it is necessary. I hope it will be helpful to you. For some corresponding information from other banks, you can check their respective official websites separately. Of course, there are also faster and more comprehensive inquiries. Xiaobian used the above information found on BiyaPay's official website, and it was all done in one stop.

They are also a remittance agency, focusing on international remittance. As of this year, BiyaPay also supports real-time exchange rate inquiries and exchanges for more than 20 types of fiat currencies and more than 200 types of digital currencies, as well as real-time trading of investment products such as US stocks and Hong Kong stocks. As of December 2023, BiyaPay's daily trading volume of US and Hong Kong stocks has exceeded 10 million US dollars, and the total remittance transaction volume has exceeded 1 billion US dollars, gradually developing into a multi-asset trading platform trusted by users around the world. If you're interested, check it out.