业绩越好，美国人欠债越多
$Affirm Holdings (AFRM.US)$ strong earnings reports from companies like Upstart (UPST) and Affirm (AFRM) can indicate that more Americans are taking on debt. Upstart provides personal loans through its AI-driven lending platform, while Affirm is known for offering "buy now, pay later" (BNPL) services.If these companies are experiencing growth and reporting higher earnings, it suggests that more people are using their services, which often means they are taking on loans or financing purchases. This could point to an increase in consumer debt levels, potentially driven by various factors like higher living costs, economic uncertainty, or increased spending.It's also important to consider that while these earnings can reflect consumer behavior, they may also indicate confidence in future income or a shift towards alternative financing methods. However, an overall rise in debt usage could signal underlying financial stress for some consumers.
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