"The Calm Before The Strom"

There's a saying of "calm before the storm"

Money is constantly being created.

inflation is an unseen loss that many people take for granted.

most people will be willing to spend on meaningless things and rather let their value decay overtime sitting in  a "savings" account.

The worst part is most people take on debt at the peak of the economic cycle.

When you think about it, people often neglect when they take on debt and never ask how secure their income is.

High debt and low growth, that is a prelude to a bubble.

Times of financial crisis are often accompanied by increasing unemployment, consumers tightening their belts, followed by companies tightening their budget.

People who went through the 2008 financial crisis will recall being in a very bad situation and they learn from it and are prepared.

Many people in their 30s and 20s probably didn't experience this in their working age due to still being taken care of by their parents and they probably forgot to observe 'WHY' it happened.

We will definitely see them doing the same thing as their parents by learning it the hard way.

Learn to preserve and increase your value and what value you have.

if you think carefully, in a logical term will you take up a big loan knowing that your income is not secure? What if your investment dips 40-50% do you have the money to hold on to them and not sell when you need the money?