Creating an economy with the anticipation of collapsing within 80 years.

Stad : Um, while RSP is being denied, in extreme terms, wouldn't this line of thinking lead to the discussion that it might be better not to buy and sell stocks with securities firms? I understand if it's limited to only Bear ETFs.

182646067 OP Stad : NISA is often emphasized for its tax-free benefits, but when a major crash occurs and losses are cut, it will be excluded from the tax refund system.
Also, if the correct procedures are not followed, dividends will be subject to taxation.
Some people say that Tsumitate NISA can be positive in the long run with long-term investments, but can it be considered positive even considering the inflation rate?
There are many inflation factors such as the increase in tariffs in the United States and the European Union's Green Deal plan.
Initially, when the economy deteriorates and unemployment, loan defaults, and credit card delinquency rates begin to rise, there is no room to invest in Tsumitate NISA, instead, some funds are needed to sustain daily life. Therefore, even those who had hoped to eventually see positive returns when the stocks crashed will end up cutting losses.
This will result in a total loss without even a tax refund for the loss.

183989537 : NISA is merely a system. All investments involve risks, and long-term, diversified, and RSP are fundamental. If you cannot tolerate the risk, you should stop investing in that range, and if you do not understand the procedure in the first place, you should not do any investment. If you cannot tolerate the risk, please stick with savings or mattress savings. It is not mandatory, so it is up to you whether to do it or not. It's quite okay not to engage in fear-mongering about market crashes.

ニャル子 : Thanks to people like you cutting losses, the purchase price during market crashes will drop even further. Thank you very much.

Stad 182646067 OP : Hmm, I'm sorry, but isn't the point off track? You're talking about economic collapse, but expressing personal dissatisfaction with the NESSA system will only be seen as fearmongering. It does seem like a long decline despite the recent adjustments.

182646067 OP Stad : If you think it's not worth talking about, please feel free to ignore it lol.