The question of how much is safe to have in old age

This is an analysis article for the 2019 survey, but the National Budget Structure Survey is once every 5 years, isn't it?

We are cheering for Hamaguchi Masaru and Mr. and Mrs. Akkina as a nice couple.

Apart from the fact that the data is old, the average financial assets for both the early 80s and late 80s are around 15 million yen.

It makes sense to look at the “average value” of this kind of data at around “huh,” and think about at what age and what structure you will have your Nambo assets.

I compiled my money plans until I turn 100 in a spreadsheet last year.

I have to go according to plan, but I think there's a point in making a plan.

After about 17 years, the children plan to get a job at around 59, and I plan to work until about 70 years old.

I plan to have a decent amount of assets around that time.

I think there is a high possibility that pensions have decreased from current expectations, but I'm wondering if the couple lives a modest lifestyle.

It would be nice if I had prepared an amount of money that I think would “work out” for me in old age, but it's difficult to try out whether that's a problem.

As is the case with pensions, there are many variables, such as housing expenses, living expenses, medical expenses, entertainment expenses, etc.

There are things you can't control, such as prices and medical expenses, and there are also things you can control, such as where you live or how much you play.

It's also uncontrollable from when to when to take care of parents.

Personally, I feel that reading comics, watching movies on Netofriamapura, going to a museum once in a while, or going to a hot spring would be enough for entertainment.

I feel like I'd like to send out some more messages.

Like writing a blog or writing an essay.

I have to make sure I don't get addicted to conspiracy theories.

That's because it seems like there are quite a few cases where old people with free time go crazy watching biased videos on YouTube or the like.

When I was watching Twitter earlier, there was a person who said “they are enlightening Flat Earth.”

It's like the Earth is a plane, not a sphere.

I don't think that's true, but once you get inside the Echo Chamber, you won't be able to come back.

Bank transfer fraud is also about not thinking “I'm fine.”

It is also conceivable that there are cases where parents are harmed.

Also, “I'm going to throw my retirement money into a garbage investment product.”

People of the active generation who are investing now, such as those here, have investment experience, so the risk is rather high.

There was also data showing that those with half-hearted financial knowledge were more likely to be victims of fraud.

It is important to “not create a situation where assets must be explosively increased in the short term” and “manage the desire to explosively increase assets in the short term.”

It seems that Mr. Buffett said, “There is no one who wants to slowly become rich,” but even I, who have decided on long-term diversified funded investors, would like to hit explosively in such a short period of time.

It just doesn't hit, and there's no reproducibility when you hit it, and once you hit it, you think “I can go next too.”

Humans are weak, that's what.

While accepting myself as a “weak and tiny ordinary person,” I have no choice but to take the actions necessary for such myself to live a reasonably happy life.

I am grateful to my ancestors who invented an investment method that allows me to form assets to a certain extent even if I am mediocre, and everyone who spread it.

I'm posting a column like this, and it also has the purpose of organizing my thoughts, but I also have an indecent feeling that I wish someone like me would be a good opportunity to think about investments.

I hope everyone can have a good old age that they are satisfied with.

I'm also vaguely trying my best.