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Why is SOFI in all time low?

Is SOFI a steal right now because it is only $6, which is all time low. I know it went up the last few days but it is still relatively cheap.
It is technically all time low right now, but why does it continue to drop despite everyone is taking advantage of the 4.6% interest and everyone is using them, so they probably have a lot of cash in hand.
They also have decent earning and etc., right?
They do have their flaws, as I heard that they are slow at processing check and their checking account checks take weeks to be cashed and there are no all point atms near you, which I find really bad but other than that, shouldn't they be balling?
What do you think? Investing on SOFI is smart or bad now?
Who bought it at all time high and low?
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