yes rate cuts is definitely good news... my used to be 1+% h...

yes rate cuts is definitely good news...

my used to be 1+% housing loan interest jumped to 4+% during the covid period. happy to say I just reprice and 2years fixed interest is now 3%. at least a savings of $300 monthly.

sreits rising, bond fund rising... hopefully enough profits to push me to decide to cut losses in non-profitable stocks.

food prices shot up the most. so controlling where to go eat and what to eat. less drinks, more water, less desserts. less hotel buffets. more hotpot at home.

transport also rising.

sad to say salary increase not rising in tandem with inflation.

education is important but financial planning is more important. 1 cup teh tarik less = $1.40 more daily into mmf. it adds up.