When the eldest son was born, the couple consulted at 'Insurance Window' and took out a life Insurance for the purpose of covering university expenses.
Wow, there was a lack of literacy.
I forgot the name, but it was the type that, after completing ten years of payments, the surrender value would increase significantly after the payment was completed.
The annual payment is about 0.25 million.
The second son entered the same plan and realized after paying twice that it was not what he wanted, so he accepted a loss of several hundred thousand yen and cut his losses.
The first son had paid around seven times, so canceling would result in a significant loss, leading to the difficult decision to pay it off completely.
That was recently paid off!
The timing for the redemption amount to increase is in two years, so it will be canceled then.
The redemption amount is around 2.6 million yen.
With this, private Insurance will be zero.
It's just a hypothetical, but it would have been overwhelmingly better to invest in the SP500 or the Nikkei average index.
Well, it's a learning expense.
Everyone, please be careful not to get unnecessary Insurance.

🌸 Received benefits 🌸
Company name: Monogatari Corporation
Code: 3097
Per share: 3,250 yen
Benefit month: December
Number of shares: 100 shares
Benefits: Equivalent to 3,500 yen
A privilege card that can be used at Yakiniku King, etc., has arrived♪
It's the best because you can enjoy meat at a great deal when dining out,
I will use it for celebrations♪
#Shareholder privilege #Yakiniku King

Recently, after investing became a hobby, seeing people next to me enjoying exquisite steaks, driving Ferraris at intersections, surrounded by brands, and living in high-rise apartments in the city… I have started to feel no envy at all.
After all, I think it's just self-satisfaction.
In the past, I was doing those things without any Gold. It was fun as a memory, but there was no mental space.
Living authentically without pretense is much more enjoyable.
It took about 20 years to realize that.
Peace of mind, family, friends, and health are the greatest treasures.
That's the way it is.

After four consecutive weeks of declines, the U.S. stock market showed early signs of stabilization last week, with the S&P 500 edging up 0.08% and the Nasdaq rising 0.52%. However, all eyes are now on April 2, when President Trump's reciprocal tariffs are set to take effect. The broad scope of these tariffs is expected to impact both the U.S. and global economies, and the continuation of the stock market rally is clos...