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When investing, there are “questions” you should ask yourself.
・What should I invest in
・How much should I invest
・Should I buy or sell
I think things like that come to mind.
Among such “questions,” the one that should be positioned in the most important class is “are the resources invested in appropriate?” written in the title.
Even though it's the most important class, I don't think there are many people who say it directly.
The representative resource is “time.”
Specifically, how many minutes a day do you look at charts, how many hours do you spend analyzing individual companies, how many minutes you watch videos and blogs of investment influencers, and how many minutes you manipulate the securities company screen.
Another factor that may be more important than time is “psychological load.”
It can also be paraphrased as “mind sharing.”
Specifically, “I'm worried about whether the stocks I bought are rising or falling” and “I'm worried that my investment decisions might have been wrong.”
As for the order in which resources are used, “being able to take mindshare” comes first, and this is the flow of “using time to resolve it.”
Troublingly, this one...

I like Mario Kart video streaming and I watch it a lot.
Nintendo recently finally hosted an official Mario Kart tournament, but until then, there were only unofficial tournaments with volunteers.
Unofficially, it is extremely large-scale, and the world tournament, which gathers representatives from various countries, has also been held since many years ago.
Japan, which was a victorious army, also gave up 1st place to France and recaptured the lead, which is very interesting.
The person who has been the captain of the Japanese national team for the past few years is Mr. Kusaan.
Kusaan is young at age 25, but he has a sense of calm and composure that is not appropriate for his age.
Mr. Kusaan has sold collaboration goods from Villevin, and T-shirts with lines that Kusaan-san often says are printed on them. (Currently sold out)
Among them are “OK calm down” and “Eh in 2nd place.”
Mario Kart is a game with a high level of gameplay that mixes skill and luck.
The speed of time attack in solo play is also an important factor for increasing the winning rate, but in a 12-player match, fighting such as spinning items is important.
6vs6 (rokloku) team match (pass...

My father, who will soon retire, asked me, “I want to give a gift during my lifetime, so I want to discuss it.”
As for this, “I'll do something about it myself, so I don't need anything. The stance is “use it for yourself,” but I'm not so particular about it that I'm adamant, so I decided to thank them.
It's also a sensitive topic, so I think the father who approached his child from his parents while his mind and body were in good shape is great, so I want to do an apprenticeship myself.
So, in order to receive it, I studied hard about the tax system for inheritance and gifts.
As was the case with savings and investments, I had no choice but to study hard.
In the first place, inheritance tax deductions are huge, so less than 10% of tax payments occur.
Negative inheritances, such as debts, also occur.
There are also things that require market value evaluation, such as real estate and stocks, and how to do that.
Details of tax system reforms relating to gifts.
etc etc.
Regarding “tax exempt up to 1.1 million yen per year,” which I have heard about gifts, it seems that the rule “gifts up to 3 years before the inheritance timing are added back to inherited property” extended to “7 years ago” due to tax system reforms.
As one of the main purposes of tax reform, “place for the younger generation...

In March of last year, I finished my final tax return and looked at my Mitsubishi UFJ Bank account balance and said, “Speaking of which, what's going on with my deposit balance, I wonder if it's increasing?” It all started when I realized that.
The first thing I did was “understanding household finances.”
Once upon a time, launch Money Forward, which I used just a little bit, and re-link accounts and credit cards that were unlinked.
Study hard to save money and invest.
Cancel one financial aid insurance, change your smartphone carrier, change the credit card you use, and create a securities account.
Put money into iDeco and NISA, Junior NISA, and Small Business Mutual Aid.
I bought some bonds denominated in US dollars.
Start a micro corporation, etc.
No, I tried a lot of hard work, really hard work.
Over the past year, I think we've been able to routinize basic actions for long-term investments to some extent.
I was watching investment YouTube like I was devouring, but since there wasn't much new information I needed, I spent less time watching it.
Stock prices have been on an upward trend in the past year, so assets have increased, but since they aren't going to be used right away, I'm wondering “I wonder if a crash will come soon.”
“Everyone initially thought they were long-term investors, but when it actually crashed, they were dismayed to sell...

Does everyone use cashless payments?
I used it relatively early, but last year I studied intensively and optimized it.
I'm immersed in the V-point economic zone, so I have multiple Sumitomo Mitsui Gold cards and am doing NISA with SBI Securities.
If you spend 1 million yen on the Sumitomo Mitsui Card Gold, you can get 10,000 points, but since you are a sole proprietor, you can achieve 2 payments by sending social insurance premiums, residence tax, and individual business tax payments to a credit card.
That's because the National Health Insurance alone would be over one million.
I created a micro corporation last year and switched to association fighting, so I was able to keep it to around 300,000 per year, including my pension.
Along with that, it became impossible to pay social insurance premiums by credit card, but the amount dropped a lot in the first place, so this is good.
It is determined by income tax, residence tax, individual business tax, and income.
Note that national health insurance premiums are also determined by income, but since the upper limit is set, there's nothing you can do about it.
We are devising ways to suppress various taxes by distributing sales to micro corporations and covering decreases in social insurance premium deductions by doing small business mutual aid and iDeco.
and...