When the stock market is closed, it's not that great.
Boring.
When work is off, it's like that.
Even though I'm happy.
I do love investing after all.
It can be said it's a hobby.
Even if I'm told to stop,
I have no intention of quitting.

Last year there was a job change, and the workplace changed.
I cannot fit into that workplace.
Slightly different, let's correct it.
It's not that I can't fit in,
It's that I'm not trying to fit in.
I want to talk about the reason behind this.
I cannot understand my colleagues or superiors at work. Despite having dissatisfaction with the working environment, the approach to dealing with dissatisfaction is to simply "understand, accept, and endure".
If you cannot understand or agree, being extremely passive by just leaking complaints behind the scenes is very blame-oriented. As an active person with self-blame thinking, I cannot fit in.
Because I cannot fit in, my heart cannot open up, and it is difficult to build relationships. Last year was a tough year. However, not fitting into the workplace has not only drawbacks.
'I won't fit into such a workplace!' This rebellious spirit gave birth to motivation for side jobs and investments, greatly fueling that motivation.
This motivation led to significant success last year. It was the best and worst, the strongest and weakest motivation for investment of 'me who cannot fit in the workplace'.

I am in the process of creating my ideal distribution ratio for my own pension portfolio and would like to briefly introduce it🦥
USA High Dividend Stocks ETF 40%
Domestic high-dividend individual stocks 20%
Emerging market Bond ETF 15%
Foreign A-REIT ETF 15%
Ethereum & Solana 5%
Primarily focused on US dollar-denominated high-dividend stocks, although I also feel that the scenario of the end of the era of US dominance may be possible in the future.
Choose one high-dividend individual stock in Japan. Also choose emerging market bonds and foreign real estate A-REIT ETFs to support them.
As a romantic option, staking can be expected to generate income. I have also chosen Ethereum and Solana.
I think to myself.
Irregular, sharp, and messy.
It's a portfolio (^_^;)
I think so.
Because I am twisted and sharp,
I am twisted and scattered.
The portfolio fits just right (explosive)

This year marks the full-scale start of 'My Retirement Pension Building'. Cash flow equivalent to the full amount of the national pension. Aim for 68,000 yen per month, 816,000 yen per year.
Currently, it is around 27,000 yen per month, 324,000 yen per year. Achievement rate is about 40%. Achieving this in three years is a bit uncertain (^_^;)
It is just approaching the period when children's tuition fees are due. Therefore, active additional investment is challenging. I plan to reinvest dividends as much as possible.
In such a situation, it may be a reckless challenge. However, I think I will try my best. Even if I don't achieve it, I will get closer.
【Achieving everything is not everything】
【Getting closer to the achievement point is also a success】

In life, in the way of working,
In investing, an opportunity to start over.
In a life that is both long and short,
There is a turning point.
What is the chance to start over?
Times when life is difficult, times when it's hard to live,
In boring times, in times of being too busy,
When things don't quite fit, ETC,
it can be the trigger for 【starting over】.
Step on the Foundation Brake, downshift.
Step on the accelerator, upshift.
It varies from person to person.
As a chance to start over,
Remember, it never hurts.

The answer is extremely simple.
Because my working environment is poor.
Let's be clear, it's 💩.
Effort and hard work will lead to higher evaluation.
The burden increases only by the amount of the evaluation.
Even if the burden increases, the salary remains the same.
It's 💩, too much 💩.
To consider changing jobs,
I have gotten too old.
Therefore, investment and asset formation,
Side jobs were the only options.
Asset formation has progressed smoothly due to welfare benefits.
In a bit more time, I will be able to obtain my own pension.
Received.
While receiving my self-made pension,
Work slowly, steadily, and leisurely.
Live slowly.
Like a sloth 🦥.

It may become a somewhat radical story, but,
The act of investing
Those in the working class
Towards the capitalist class
It is a counterattack, a retaliation ☝️
- Capitalism is a structure of exploitation of the capitalist class towards the working class. It is nothing more than an induction into the capitalist's infinite labor loop.
Post dissatisfaction on social media.
Seeking profit through investment.
That would be good too.
As a way of thinking about a single investment
"Don't think you can exploit us forever!" "I'll change from being exploited to being the one who exploits!!"
Even facing investment with such a rebellious spirit ⭕️

Everyone wants to get lucky.
Everyone wants to have LUCK.
To make luck your own,
What should I do?
What is the profile of a person who is lucky?
⭕️ What you, yourself,
dare to pursue what you want, what you love
dare to challenge yourself.
Only heroes who continue to challenge themselves.
Luck will definitely come.
Things you don't want to do, things you dislike,
Are bound, captured, for the coward.
Luck will never come.
----------------------------------
- If you want to make a profit through investments,
boldly within the appropriate range of risk
I have to keep challenging.

A goal to be achieved over the next few years starting this year.
Creating your own pension with High Dividend List
The immediate goal is equivalent to the full amount of the National Pension.
861,000 yen in a year.
68,000 yen per month.
Based on this, I will not go to FIRE, but I will rethink my way of working.
Change your work style at a relaxed pace.
Gradually shifting down.
Slowly, little by little,
Take back your own life.

I hope that everyone will have a great year in 2025 and wish you all a good year.
Last year, I aimed to create a beautiful and correct portfolio with bonds, stocks, and cryptocurrencies in my own way.
This year, I plan to drastically change my investment style and diversify into high dividend stocks. I intend to create my own pension fund in 3-5 years.