$United USD Cash Fund-Class R (MYU0100A8420.MF)$ Honestly, this investment in US dollars should be avoided completely. First, when you want to Buy, you must convert your currency to US dollars, which means you've already lost some money, and Moo Moo has already profited from the Exchange Rates. Second, although the dividends are higher than those of the other three local Funds, if the US dollar drops, your capital will drop as well, which is no joke. For example, if today you Buy into this dollar Fund at an entry rate of 4.50, if the Malaysian ringgit suddenly strengthens to 4.30, then basically all your profits from the Fund would disappear, and you could even end up losing money in no time! Third, regardless of whether you profit or incur a loss when you exit today, you still have to convert the US dollars back to Malaysian ringgit, and Moo Moo will take a cut from you again with the Exchange Rates. Therefore, playing with this Fund essentially benefits the Fund company and Moo Moo; the money put in is not earning interest but is instead being manipulated. Therefore, it's advisable for those who think they can earn more just because they see the term "US dollar" to think twice. If today you are looking to invest tens of thousands in this Fund, first calculate how much you need to pay with the Exchange Rates. If you are looking to invest fifty thousand, you can indeed lose several hundred just from the Exchange Rates before entering the market, but making a profit afterward might take a while to cover that entry fee. So this Fund is no joke; the odds of losing are higher than winning, so everyone should be cautious.

$United USD Cash Fund-Class R (MYU0100A8420.MF)$
Isit the good time to redeem everything now or just stay for a few days more? Will the NAV rise today?