I prefer lump sum investment. This is because I will invest with my excess money. I will deposit the money and buy low value stocks. DCA is blindly buying without evaluating the value.

This is the only way to own a car. if not the mrt is getting better and a much cheaper way to go from places to places. owning car is no longer necessary.

Good to know that there are 4 long weekends! I want to do a drive to Malaysia for a few days! I would also like to Japan to enjoy the nice food there.

Happy birthday Moomoo! Many years to go! Hope my retirement plans go well with you and may we grow together!

My best stock in my portfolio is Grab which rose over 20%. Also Hang Seng Tech has stabilized over 0.70 level. This is one of the best performing months recently.

Yesterday I deposited $10k and got $58 vouchers as promised. Then I proceeded to complete 5 buys with Fullerton Cash Funds as there was 1 year commission free trades and 5.8% pa for 30 days on the cash fund. What was not told to me by the promotor (looked like an intern) was that I did not realise this promotion was an on going National Day Promotion. I did not click "Clam Rewards" before buying the cash fund. I realised this when I did not receive the 1 year commission free trade...

the worst is Novavax which has slipped from 120 to 9 USD. the best is the interest rates that I am getting from T Bills. interests rates are generally good now. although I put more into bonds but I am still looking. out for good value stocks to enter.

I bought Novavax at 100 dollars. it was a bad choice. now it is only worth 20 dollars. hope it will come out with more products and start to make profit.