AndreaC OP NorthernTrader : I successfully implemented and backtested a strategy to avoid the 30% U.S. dividend withholding tax by selling stocks before the ex-dividend date. This approach prevents taxable dividend payouts while allowing me to repurchase shares at a lower price after the ex-date, leveraging typical price adjustments. Living in Singapore, where capital gains are not taxed, I maximize returns without additional tax burdens. This method has proven highly effective, saving significant amounts of money and increasing overall returns by approximately 30% per stock. It showcases a strategic way to optimize investments in a tax-efficient manner.We have tested this strategy from the very beginning, and it has delivered fantastic results up to now. So far, the strategy continues to work effectively.

AndreaC OP Ganesh P : 4,20 to 6