I used to receive many gifts from parents of a preschool I worked. After retiring at home for 1.5 yrs, I had no gifts but to give gifts. As I started to work again in Nov, I hope to get back to the festive celebration with feel and to receive gifts beside giving. It is a joy to give and receive! As investors here, our gifts from our investment  is of course, so let's open our arms to welcome our for this Christmas especially a drop that happened on Thursday! Merry Christm...

From d moment I play US stocks from Sep 2023, hd been using Options of Sell Put (collect premium) to buy companies tt pay high premiums such as FUTU, ALB n Coinbase recently. I compare d strike price eg $100 of ALB to Coinbase, which one wil gv me higher premium. Then will go for Sell Put on d stock tt hs higher premium eg Coinbase. If I do not want to be assigned of 100 stocks, then will use Buy Put (pay premium) to close. Sometimes such situation can stil earn profit!

I do not know why I reserve Sin$1500 in d fund to earn $97 because I only invest in US stock after trying between US and Sin stocks, so usually I will exchange Sin$ to US$. But can earn sin$97 am alrdy very happy as last yr paid $3000 plus for UOB stock to earn only dividend of  $85!

I will do the followings:
1)cuts cost by going to JB (Malaysia) to buy groceries because it is 2 to 3x cheaper and go polyclinic (government clinic) to see doctor for chronic illness because medicine is so much cheaper. So long use app to fix appointments, do not have to wait for long.
2)extend the 10 years car COE to another 5 years.
3) stock investment to change to purchasing of strong companies (w good MOAT) so as to prevent d stock price from dropping n ...

After travelling to many countries (Korea, Japan, China, Hawaii, Dubai, Italy, Germany, Bali, Thailand & Myanmar) for the past 20 years, really hope I can be blessed to go Australia in 2025 as the only country that I missed out due to Covid. As I love eating fruits n seafood, going to Australia can satisfy my stomach. It is a good place to relax too especially after investing in US stock market with volatile of up and down!

Small scale celebrations are created by a supermarket with hanging national day banners and a customer by wearing red and white for this special National Day which was tearred by Mr Lee Kuan Yew 59 years ago to be dependent! So let us work together to progress every year to celebrate this Nation Day!

It seems with a portfolio of more than 100k but less than 200k, should be able to earn $5k every mnth. So I can!