$PDD Holdings (PDD.US)$ The most failed hold position of the year, it's the end of the year, liquidating all positions. Learned a valuable lesson.

2021 is awesome because I started my investment journey... I selected Moo Moo as my desired investment platform due to several reasons, 1) Moo Moo offers user friendly interface, 2) lots of news, short quick articles and videos to level up my investment knowledge, 3) low charge fees for trading, and 4) offers free stocks! The journey so far using Moo Moo has been exceptionally pleasant.
For my investment portfolio, I diversify on several fronts.
I actively invest in Bank stocks including $OCBC Bank (O39.SG)$, $DBS Group Holdings (D05.SG)$, $UOB (U11.SG)$, which provide for great gains and dividends.
For Reits, I would recommend $CapLand IntCom T (C38U.SG)$, $CapLand Ascendas REIT (A17U.SG)$, $Suntec Reit (T82U.SG)$ and $Keppel DC Reit (AJBU.SG)$. Good source of high dividends.
Other SG stocks include $ST Engineering (S63.SG)$ and $SGX (S68.SG)$ are worth considering.
For US stocks, $Apple (AAPL.US)$ is definitely a good stock to invest in. I would expect the stock to rise further with the excitement over the release of the Apple Car in the near future. In the upcoming hype of the electric cars, stocks such as $NIO Inc (NIO.US)$, $Lucid Group (LCID.US)$ would probably gain traction over time. I previously bought NIO with the believe that the stock would soar in time.
For the HK market, $BABA-W (09988.HK)$ and $ICBC (01398.HK)$ are my targets. Alibaba is currently very much undervalued, thus expecting it to increase soon after recovery from its nosedive for a period.
All of the above stocks, I am adopting the long term investment mentality to gradually increase the volume for high dividend returns.
Patience and diligence is what I learnt through the process as I spent many days observing the stock trends to determine when would be the best time to enter the market.
With uncertainty over news of the Omicron variant, stocks seem to be bearish during this time, I see it as an opportunity to buy more during the dip. So far, I am happy with the performance of all my investment, laying the foundation for growth as the economy gradually recovers.
One cool thing I did was to sell the Twitter stock and use whatever funds to buy a biotech stock, $Longeveron (LGVN.US)$. This was the only one off instance that I traded based on luck with the strike lottery mindset. As in times of covid, biotech stocks tend to be rocketing high dynamically within a day. I made a decent profit out of it when the stock shot up. This was quite an experience.
Hope for all to invest well and into a Great 2022 ahead!

$Taiwan Semiconductor (TSM.US)$ Why does it always hover around 110?

My youtube channel:
https://www.youtube.com/channel/UCAPWOEQKCpCWmzKkdo7v-iw
We are well aware that the non-Chinese media has been circulating negative market and economic narratives over Chinese economy. Evergrande debt default as well as a few other property developers like Kaisa, etc had also announced the difficulty to meet payment deadlines and expressed liqudity concerns.
Soon after, there are reports that said Evergrande's creditors are filing for 13 billion USD liabilities claims from Evergrande. PBOC of China has stated that this will not be a market event disrupting market stability in China and Hong Kong but nevertheless, we note that Guangdong state has sent in a restructuring team to the headquarter of Evergrande to "assist" in such matters.
But all in all, RMB is still strong and PBOC has recently reduced the reserve deposit to be maintained at the banks thereby releasing more liquidity into the system. Bearing in mind the strong RMB may not help in exports though China has been pushing for its own domestic consumption to support its GDP, we nevertheless know that a too strong RMB would not be ideal. This comes at a time when USD in itself is also appreciating meaning RMB has appreciated way stronger than years ago. So how can PBOC and Chinese authorities come out with new measures?
I predict that PBOC will eventually work with CSRC, cyberspace admin, SAFE to allow the overseas investment by Chinese citizens thereby allowing the demand and supply balance of RMB (out and in) to be healthier rather than simply allowing strong demand for RMB due to the opening of its financial markets. As for the tech regulations, I believe it will be clarified in 2022 given that tech companies have grown to become so important to China's economy. If this is the case, then hopefully the PBOC and CSRC can have a good talk with cyberspace admin to say that the pressure on tech companies should be less intensive so that these tech companies can contribute to tax revenue to the country as well as generating jobs for China. Also, this can provide more inflows of funds into the tech companies once the tech regulations have been clarified.
These two steps are two logical steps.... But will China really do these two logical steps? I will leave it to time to show if my analysis and predictions will be right.
As always, this should not be construed as any investment or trading advice.
$UP Fintech (TIGR.US)$ $Futu Holdings Ltd (FUTU.US)$ $NTES-S (09999.HK)$ $NetEase (NTES.US)$ $Alibaba (BABA.US)$ $HUYA Inc (HUYA.US)$ $Bilibili (BILI.US)$ $BILIBILI-W (09626.HK)$ $KUAISHOU-W (01024.HK)$ $Hang Seng TECH Index (800700.HK)$ $iShares Hang Seng TECH ETF (03067.HK)$ $DouYu (DOYU.US)$ $Baidu (BIDU.US)$ $Weibo (WB.US)$ $Haier Smart Home (600690.SH)$ $XIAOMI-W (01810.HK)$ $Lenovo (05562.HK)$ $JD.com (JD.US)$ $MEITUAN-W (03690.HK)$ $Meituan(ADR) (MPNGF.US)$ $PDD Holdings (PDD.US)$

$Rivian Automotive (RIVN.US)$ Rivian reported its first financial results as a public company. Rivian reported third-quarter revenue of about $1 million, in line with expectations; Net loss was $1.23 billion and$12.21 per share.
The operating loss was $776 million, compared with the previous estimate of an operating loss of $745 million to $795 million.
Rivian expects production to fall a few hundred cars short of its 2021 production target of 1,200.

$Lendlease Reit (JYEU.SG)$
You are not hearing it wrong, when you hear that Lendlease Reit's cost of debt is only 0.9%.
This is because they have access to EU loans, which have low interest rates even pre-covid.
As a result, LL has very strong and stable finances.
$LION-PHILLIP S-REIT (CLR.SG)$  $SGX (S68.SG)$  $FTSE Singapore Straits Time Index (.STI.SG)$  $First Trust Ftse Epra/Nareit Global Real Estate Index Fund (FFR.US)$

China's central bank said on Monday (Dec 6) it would cut the amount of cash that banks must hold in reserve, its second such move this year, releasing 1.2 trillion yuan (US$188 billion) in long-term liquidity to bolster slowing economic growth. The People's Bank of China (PBOC) said on its website it would cut the reserve requirement ratio (RRR) for banks by 50 basis points, effective from Dec 15.
The world's second-largest economy, which staged an impressive rebound from last year's pandemic slump, has lost momentum in recent months as it grapples with a slowing manufacturing sector, debt problems in the property market and persistent COVID-19 outbreaks. Some analysts believe growth could slow further in the fourth quarter from the third quarter's 4.9 per cent, although the full-year growth could still be around 8 per cent.
China will focus on stabilizing macroeconomic conditions, ensuring the economy grows in a reasonable range and that society remains orderly ahead of the party’s key 20th congress meeting later next year. The reduction will lower the capital cost for financial institutions by about 15 billion yuan each year, which will lower the overall financing cost of the economy.
If you wish to leverage on this, consider using DLCs
$CM BANK (03968.HK)$
5x short $CMB 5xShortSG231019 (DSGW.SG)$
5x long $CMB 5xLongSG231019 (DTDW.SG)$