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In 2020, as the shadow of the epidemic enveloped the globe, I made a decision that many considered bold - I resigned from the stable government regional clinic job, and chose to join a private hospital in Kuching, Sarawak as a pharmacist.
Although the pace of work at the private hospital is quite hectic, the hospital provides quite good benefits to employees in the initial stage. Especially in the first few years, at the year-end, the hospital would give each employee a relatively generous bonus. This extra reward not only serves as recognition for everyone's hard work but also becomes a motivation for us to look forward to the year-end. For me, this is also a completely new experience, considering that during my time as a government civil servant, I never enjoyed similar treatment.
However, over the past two years, the situation has quietly changed. For some unknown reason, the hospital suddenly stopped the distribution of the year-end bonus, without any prior notice or explanation. This unexpected turn of events caught many medical staff off guard, and raised significant complaints and dissatisfaction. Especially for colleagues with lower incomes, the year-end bonus is not just a reward, but also an important source of income used to cover household expenses each year.
The cancellation of the year-end bonuses undoubtedly increases the financial pressure on many families. Under the impact of the epidemic, the cost of living continues to rise, while salary increases have not shown significant improvement. The cancellation of the year-end bonuses adds insult to injury. Many colleagues have started to feel disappointed in the hospital's decisions, and a atmosphere of complaints is gradually spreading among medical staff. Although most people still hold their positions, the evident emotional downturn is undeniable.
Although the pace of work at the private hospital is quite hectic, the hospital provides quite good benefits to employees in the initial stage. Especially in the first few years, at the year-end, the hospital would give each employee a relatively generous bonus. This extra reward not only serves as recognition for everyone's hard work but also becomes a motivation for us to look forward to the year-end. For me, this is also a completely new experience, considering that during my time as a government civil servant, I never enjoyed similar treatment.
However, over the past two years, the situation has quietly changed. For some unknown reason, the hospital suddenly stopped the distribution of the year-end bonus, without any prior notice or explanation. This unexpected turn of events caught many medical staff off guard, and raised significant complaints and dissatisfaction. Especially for colleagues with lower incomes, the year-end bonus is not just a reward, but also an important source of income used to cover household expenses each year.
The cancellation of the year-end bonuses undoubtedly increases the financial pressure on many families. Under the impact of the epidemic, the cost of living continues to rise, while salary increases have not shown significant improvement. The cancellation of the year-end bonuses adds insult to injury. Many colleagues have started to feel disappointed in the hospital's decisions, and a atmosphere of complaints is gradually spreading among medical staff. Although most people still hold their positions, the evident emotional downturn is undeniable.
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$GAMUDA (5398.MY)$ The amount of people asking what happened to this stock is crazy high. I'm really shocked that you guys are still playing with stocks and yet not keep yourself well informed of what is happening. Really shocking...![]()
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This year's third-quarter earnings report is nearing its end. Today, the three banks also announced impressive results.
In a challenging market environment, these banks have achieved strong financial performance through steady operations and risk management.
Net profit increased by 10%, CIMC earned more than 2 billion
(Kuala Lumpur 28th) Lianchang International ( $CIMB (1023.MY)$) Thanks to a rise in both net interest income and non-interest income, net profit of RM2 billion in the 3rd quarter of fiscal year 2024 (up to the end of September) was 2 billion30.36 million, up 9.88% year on year.
Meanwhile, CIMC's third-quarter turnover increased 8.17% year over year to RM5.7 billion41.59 Ringgit. Revenue and core net profit also both recorded record highs.
In the first nine months of the current fiscal year, CIMC accumulated net profit of RM5.9 billion27.67 million, up 12.57% year on year, while revenue rose 8.53% year on year to RM16.9 billion 73.09 million.
According to CIMC International, its net interest income increased 6% in the first nine months of this year to RM8.5 billion71 million, while non-interest income rose 14.4% year-on-year to RM5.3 billion90 million.
The bank specifically pointed out that its net interest earnings (NIM) have been expanding for 3 consecutive quarters, from 2.59% in the late quarter of last year to 2.75% in the current quarter.
“The increase in net interest earnings is due to our discipline in pricing and our strategy of putting customer deposits first.”
Net interest earnings are expected to narrow at the end of the quarter
However, Lianchang...
In a challenging market environment, these banks have achieved strong financial performance through steady operations and risk management.
Net profit increased by 10%, CIMC earned more than 2 billion
(Kuala Lumpur 28th) Lianchang International ( $CIMB (1023.MY)$) Thanks to a rise in both net interest income and non-interest income, net profit of RM2 billion in the 3rd quarter of fiscal year 2024 (up to the end of September) was 2 billion30.36 million, up 9.88% year on year.
Meanwhile, CIMC's third-quarter turnover increased 8.17% year over year to RM5.7 billion41.59 Ringgit. Revenue and core net profit also both recorded record highs.
In the first nine months of the current fiscal year, CIMC accumulated net profit of RM5.9 billion27.67 million, up 12.57% year on year, while revenue rose 8.53% year on year to RM16.9 billion 73.09 million.
According to CIMC International, its net interest income increased 6% in the first nine months of this year to RM8.5 billion71 million, while non-interest income rose 14.4% year-on-year to RM5.3 billion90 million.
The bank specifically pointed out that its net interest earnings (NIM) have been expanding for 3 consecutive quarters, from 2.59% in the late quarter of last year to 2.75% in the current quarter.
“The increase in net interest earnings is due to our discipline in pricing and our strategy of putting customer deposits first.”
Net interest earnings are expected to narrow at the end of the quarter
However, Lianchang...
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$YTLPOWR (6742.MY)$ I'm done with myself, always buying high and selling low, never making any profit.![]()
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$YTLPOWR (6742.MY)$ I don't know if the market will open high on Monday. Haha.
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Hello, mooers!
Ever thought of trading as a game of chess? That's the spirit behind our adorable moomoo chess sets! 😍
Just as in chess, traders have distinct styles. Some prefer slow, calculated moves; others enjoy the thrill of bold decisions. Sound like anyone you know? 🤔
To bring these concepts to life, in 2022, we launched the Platinum Moo Chess Set, where each piece from King to Pawn represents a distinct trading philosophy. T...
Ever thought of trading as a game of chess? That's the spirit behind our adorable moomoo chess sets! 😍
Just as in chess, traders have distinct styles. Some prefer slow, calculated moves; others enjoy the thrill of bold decisions. Sound like anyone you know? 🤔
To bring these concepts to life, in 2022, we launched the Platinum Moo Chess Set, where each piece from King to Pawn represents a distinct trading philosophy. T...
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Compiled report: @Jungle lee
Content: Chinese
The general situation of the U.S. election has been determined. Trump will return to become the 47th president and will be inaugurated on January 20, 2025. Analysts believe that the victory of the "madman" president can reduce the uncertainty brought by the election results and also benefit areas such as Malaysian plantations, gloves, technology, and transportation.
Link Chang International Investment Bank analysts pointed out that with Trump's victory, from November to December, a new presidential transition period will begin. At that time, Trump can use this time to form his cabinet, streamline personnel and institutions, and introduce a series of policy directions next year.
Current policies that may have a certain impact on Malaysia include the Trump administration's plan to impose tariffs of 10% to 20% on imports, while China's tariffs could be as high as 60%; another issue that may arise is interference in ending the Russia-Ukraine war.
Analysts suggest that the U.S. dollar index may appreciate by 2% to 3%, while the 10-year U.S. Treasury yield may fall by 20 basis points.
In addition, the Federal Reserve's upcoming interest rate dot plot may change. However, due to persistent inflation decline and falling energy prices, Federal Reserve Chairman Powell is likely to continue to maintain a dovish stance.
Most importantly, after the US presidential election, any uncertainties are starting to dissipate, and it is expected that funds will start flowing into the market. This is bullish news for the Malaysian stock market, as prior to the election, the composite index was affected by arbitrage sentiment, and has been in a state of retracement.
Analysts also use this opportunity to analyze...
Content: Chinese
The general situation of the U.S. election has been determined. Trump will return to become the 47th president and will be inaugurated on January 20, 2025. Analysts believe that the victory of the "madman" president can reduce the uncertainty brought by the election results and also benefit areas such as Malaysian plantations, gloves, technology, and transportation.
Link Chang International Investment Bank analysts pointed out that with Trump's victory, from November to December, a new presidential transition period will begin. At that time, Trump can use this time to form his cabinet, streamline personnel and institutions, and introduce a series of policy directions next year.
Current policies that may have a certain impact on Malaysia include the Trump administration's plan to impose tariffs of 10% to 20% on imports, while China's tariffs could be as high as 60%; another issue that may arise is interference in ending the Russia-Ukraine war.
Analysts suggest that the U.S. dollar index may appreciate by 2% to 3%, while the 10-year U.S. Treasury yield may fall by 20 basis points.
In addition, the Federal Reserve's upcoming interest rate dot plot may change. However, due to persistent inflation decline and falling energy prices, Federal Reserve Chairman Powell is likely to continue to maintain a dovish stance.
Most importantly, after the US presidential election, any uncertainties are starting to dissipate, and it is expected that funds will start flowing into the market. This is bullish news for the Malaysian stock market, as prior to the election, the composite index was affected by arbitrage sentiment, and has been in a state of retracement.
Analysts also use this opportunity to analyze...
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Moomoo has a feature called TSL (Trailing Stop-Loss Limit Price), which buys along with the price. If a stock starts at 2.5, and then drops to 2.0. If the TR (Trailing Ratio) is set to 10%, it will stop at 2.0 + 10% to automatically buy, which is 2.2. If the stock price rises to 2.2, it will be bought. Unless the stock price falls below 2 again, then TSL will buy at a lower price. The buy price of TSL will only go down; conversely, the sell price of TSL will only go up.
SS (Specify spread), it's like a minimum requirement. If TSL+TR is now at 2.2, and SS is 0.1, then it will be calculated as TSL+TR+SS to buy, which is 2.3.
limit order price = (trigger price + specify spread)
Limit order price = (trigger price + Specify Spread)
SS (Specify spread), it's like a minimum requirement. If TSL+TR is now at 2.2, and SS is 0.1, then it will be calculated as TSL+TR+SS to buy, which is 2.3.
limit order price = (trigger price + specify spread)
Limit order price = (trigger price + Specify Spread)
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Even great value stock will not rise without dipping. Agree that it is on a downtrend now, but buy if you think ytlpowr is worth it. There is nothing wrong with catching the falling knife if you are an investor looking for value stocks. But if you are a trader speculator, then it is a different story.
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