As investors, we have a variety of investment choices.Dividend stocks are usually well-established companies with a good history of distributing earnings back to shareholders.Dividend investing is a popularway toinvestin Singapore.
What is dividend investing?
Dividend investing is the practice of purchasing dividend-paying stocks to receive a consistent income stream from your investment. A dividend is theproportion of the profita company pays when itearns a profit or surplus.A vast majority of Singapore companies pay dividends to issue the payout quarterly. For instance, REIT is a well-known type of company that pays out dividends.
What are REITs?
REITs(real estate investment trusts)are among the most popular choices for investors who aim at a steady income stream. A REIT is a business that owns, operates, or funds income-producing real estate, which can provide investment opportunities to invest in a pool of professionally managed real estate assets and is listed and traded on a stock exchange.
Singapore is a large real estate investment trust center in Asia.So far, there are currently 43 real estate investment trusts and real estate business trusts listed on the Singapore Exchange, with a total market value exceeding $110 billion, accounting for approximately 12% of the total in Singapore. The following figures show that REITs are booming in Singapore from different dimensions.
Looking from the historical pattern, the returns of REITs are growing steadily, with a growth rate tripled from 2011 to 2021, as shown in Figure 1.
Figure 1: Three Year Average Annualized Total Return of 13.4%
Figure 2 shows that the average return of S-REITS & Property Trusts was 5.9%in 2021, which is higher than other assets classes.
Figure 2: S-REITS & Property Trusts vs Other Asset Classes
Since 2010, SGX's SREITs & Property Trusts has had a considerable 10-year compound annual growth rate of 11%, as shown in Figure 3.
Figure 3: SGX’s SREITs & Property Trusts: a CAGR Growth of 11% Across Ten Years
How to evaluate dividend stocks?
As mentioned before, dividend stocksare usually well-established companies with a good earning history. The following three parameters could help you differentiate between stocks.
Dividend yield
Dividend yieldis the dividenda company pays out annually and is related to the stock price.Real estate investment trusts (REITs) usually pay higher than average dividends.Thehigherthedividend yield is, thebetter.In addition, the dividend's growth should be in line with the company's long-term earnings.
Payout ratio
Payout ratio refers to the dividends paid out as a percentage of a company's total earnings.A high payout ratio, notably exceeding 100%, could lead to questions regarding the long-term sustainability of a stock. In contrast, a low payout ratio could indicate that a company is reinvesting most of its earnings to expand its businesses. In other words, investors should treat the payout ratio critically, whether it's high or low.
Dividend history
The corporations with the best long-term dividend payment records typically have had consistent payout ratios for many years. Is the company's dividend distribution continually increasing? And how long has the corporation paid a dividend to its stockholders?
How to conduct dividend investing？
（1）Aim for a high dividend yield
Investors with a short-term horizon can focus on slow-growing, established companies with a large cash flow that could pay substantial dividends.
（2） Choose high dividend growth
Long-term investors should concentrate on buying stocks of firms that are proliferating but pay lower-than-average dividends. The returns might look small shortly, but the dividend yield should steadily increase as a company expands.
To evaluate the potential of a specific stock, investors can look at its past performance from reports that contain various charts. The following bar chart of WLMIY (Wilmar International Limited) forecasts dividend growth based on itshistory. Assuming that the annual dividend growth rate of $Wilmar Intl (F34.SG)$ is 15.73%, Wilmar's dividends double every 4.7 years.
Several notes on dividend investing
Dividends of any company are not fixed and can be adjusted at any time.
Mature and large companies usually provide dividends with modest growth rates.
Suppose investors focus on companies with substantial dividends only. In that case, they may miss out on fast-growing companies that have not started paying dividends or are paying a small amount of dividends.
Futu limited-time event
If investors make a minimum subscription of 4,000 SGD of UOB APAC Green REIT ETF during the subscription period from November 5th, 2021 to November 16th, 2021 (both dates inclusive) and have not withdrawn the subscription before the subscription deadline will get an 18.8 SGD worth of Cash Coupons for trading on moomoo.
Enter Now>>
Disclaimer：
Moomoo is a trading platform offered by Moomoo Inc. In Singapore, capital markets products and services on moomoo are offered by Futu Singapore Pte. Ltd. regulated by the Monetary Authority of Singapore (MAS).
The content is provided for educational & informational use only. The information and data used are for purposes of illustration only. No content herein shall be considered an offer, solicitation or recommendation for the purchase or sale of securities, futures, or other investment products. It does not take into account your investment objectives, financial situation or particular needs. All information and data, if any, are for reference only and past performance should not be viewed as an indicator of future results. It is not a guarantee for future results. Investments in stocks, options, ETFs, and other instruments are subject to risks, including possible loss of the amount invested. The value of investments may fluctuate and as a result, clients may lose the value of their investment. When trading in a margin account, a client may lose more than their original investment. Please consult your financial adviser as to the suitability of any investment.

$UP Fintech (TIGR.US)$ $Futu Holdings Ltd (FUTU.US)$ 1 day by 1 day, time passed. Still sucks to be at the mercy of the China regulators. is the hope for reversal increasing as well or decreasing like a big fat green or red candle stick

Co-Wise: moomoo tutorial contest part 3 "How do you set the stop loss point / profit target?" had closed up perfectly. Thanks for all your participation.
Here comes the reward for your hard work: 10 extraordinary mooers will get a stock, outstanding posts will be rewarded with 888 points, and other posts with a minimum of 30 words will be rewarded with 88 points.
Part Ⅰ: Read and learn from the mentors
Congratulations to all the winners! Now, let’s get to their quality posts. The selected excerpts are the core ideas of loss-stopping and profit-taking. Don't forget to click the title and read the full content to learn more. 
1. @cowabanga  Stop loss/profit target
It depends on which school of thoughts you choose. The market is driven by demand and supply, and the stronger force will win. The meaning of having a stop-loss is to avoid the falling knife and prevent a greater loss in our position by taking a small loss hence it wouldn't be sensible to take another position below the stop loss.
2. @nigedernigeder  Confidence, optimism and critical evaluation on your portfolio
Super investor's secret recipe is optimism, confidence, and critical thinking spirit. If you are seeking excitement in investment, better go genting liao lo; quoting Paul Samuel here: investing should be more like watching paint dry or grass grow, if you want excitement, take 800 and go to Las Vegas.
3. @Powerhouse  Stop the pain, take the happiness
For micro, there is a need to determine your present financial risk appetite figuratively. On the macro level, situations may have changed. There is a need to react to stop loss or take profit. Nevertheless, determining when is the most precise time to stop loss or take profit of a stock and milk the most out of it is extremely difficult.
4. @treydongui  The School of Hard Knocks
After studying the futures and margin markets a while, I've learned that openly giving up your stop loss and take profit position might not always be a good idea! I prefer to use a a trailing stop loss when in profits (I would usually prefer to take some profit before doing this).
5. @NANA123  Engrave the stop loss into your DNA
Almost all losses are related to two points: "not seeing the trend and not holding the position." I think traders should write down the losses, analyze where they went wrong, and categorize them, then never go to that place.
6. @Qwinbie  How do you set the stop loss point / profit target?
Main activities I do are to read financial statements, study the ratios, see the cashflow, and see the past years performance. Try not to spend the day worrying about the “point” and the “target”. Stop Loss Point and Profit Target strategy is more for the speculators, who has a short time frame and expect to beat the market in shorter time frame. 
7. @Syuee  Win the War, Not the Battle
The Stop Loss and Profit Target is extremely easy as long as you have significant self-control. The only reason to not stop is purely driven by emotions. Knowing when to cut your losses literally means overriding the irrational part of your brain.
8. @Moolin  Disregard the “what if” and focus on target prices
Setting a stop loss price helps us make a decision that is not influenced by our emotions triggered by the price movement. A good rule of thumb is to let go once the stock price has dipped more than 10% below your purchase price.
9. @战神鑫爷  How do your set the stop lost point / profit target?
The pictures below show how we can use the App to do a stop loss setting. Failure is the opportunity to begin again more intelligently. If you are in a hole, stop digging.
10. @GT1982  When to exit from a position
Generally speaking, stop loss and position sizing are inter related. If I may add, try to limit the stop loss to maximum 1% of the portfolio size. It also depends on the trend.
*You will receive your rewards within 10 working days.
Part Ⅱ: Voting for “Mentor Moo” Title
Now, we want to invite you to vote for your favorite mooers who wrote for the theme. The selection rules will take into account the following factors：
1. logical and practical content 
2. typesetting and pictures 
3. interaction with other mooers  
The one who gets the most votes at the end of the poll will win the "mentor moo" title. What a crowning honor! Let’s review their wonderful posts.
@cowabanga    Stop loss / profit target
@Powerhouse  Stop the pain, take the happiness
@Syuee    Win the War, Not the Battle
@Moolin   Disregard the “what if” and focus on target prices
@Qwinbie   How do you set the stop loss point / profit target ?
Please support your favorite contestant, your vote means a lot to him/her. Your encouragement and appreciation are great motivation for him/her to share in the Community. Tell us how his/her points influence you on loss-stopping/profit-taking and what you gained from this topic in the comments section.
In three days, we will have our new “Mentor Moo”. Let’s see who will get the support of the majority and gain the glory. If you want to be honored too, participate in the next topic! Looking forward to your thoughts.
After reading these topflight posts, you may feel fulfilling and want to view more, please click on the topic again: How do you set the stop loss point / profit target? Share your thoughts and join the discussion. Don't forget to leave your comment and tell mooers about what you have learned. They will be happy to get your feedback! 
*We found some people write their posts by copying recently. Plagiarism or cheating is not acceptable on moomoo in any kind of community activity. Please "Report" the post if you see any. Once confirmed, the user committed shall be disqualified from the activity.

$DBS Group Holdings (D05.SG)$ All time high. Still holding those I bought at 19 dollars.

$TENCENT (00700.HK)$ good stock

$DBS Group Holdings (D05.SG)$
my first investment in stocks, from April 21 to now

$Meta Platforms (FB.US)$ plans to change its company name next week to reflect its focus on metaverse. But why would a famous company change its name suddenly? How about replacing the CEO? $Apple (AAPL.US)$ would never change its name to Banana, right?
I guess Facebook wants to escape from its recent reputational damage. I still remember its hours-long outage, scrutiny from Congress and criticism from the public. These can't be fixed by a name change. I would definitely put my money into other mega-cap tech stocks like Apple, $Microsoft (MSFT.US)$, $Amazon (AMZN.US)$ and $Alphabet-A (GOOGL.US)$ rather than Facebook!
But anyway, how would you rename Facebook if you were Zuckerberg? Are you positive about Facebook and why?
Rewards calling! Comment to win rewards!
Moomoo news team and I hold the event together for a month! I will post discussions every day and Moomoo news team will support the event with reward points! We will pick the top 2 'liked' and top 3 'insightful' comments every weekday& top 10 'liked' and top 10 'insightful' comments every weekend to be the winners.
For more details, click here.
Follow me to join the latest discussion!
Write your own ideas: Plagiarism or cheating is not acceptable in any kind of community activity. Please "Report" the post if you see any. Once confirmed, the user committed shall be disqualified from the activity.