Aim to achieve 50% cost recovery for underperforming portfolio of past years. Hopefully through diversifying to include ETF, funds, and US stocks in MooMoo platform. Seriously, need a 100% disciplined action plan to commit at least an hour daily to track stock movements for buying and selling opportunity to reduce % of stock losses, implement Dollar-Cost Averaging for more promising stocks, identify stocks that have growth potential, eliminate stocks that...

Overwhelming info and noises on the growth potential of EV and AI related stocks caught my attention. I read, monitored and observed the price movements which is like a roller coaster. And many times, I was often tempted to buy these stocks since July, yet am too conservative to act as picking the right stocks isn't an easy decision. In brief, I am staying on the fence and hoping to be more decisive in August.

Hold for now. However, closely monitor how fast the management could assure and regain the confidence of the stakeholders and investors with its planned strategies and solutions to fix the situation. If the perceived opportunity is greater than the perceived risk, may consider DCA strategy. If the perceived risk is higher but believe the company could turnaround, sell partially and keep some. All pending on the banks’ context and moves within weeks or months

Based on personal opinion, my preference for now is Singapore over US listed stocks. In a nutshell, there are a mix of established blue-chips companies in different sectors and reits that pay consistent dividends with growth potentials. Some of these companies' share prices also presented good buying opportunities as they have yet recovered to their previous price level amid a post-pandemic recovery. Best of all, the divdends or capital appreciation from the Singapore listed stocks are not taxed...

No opinion yet, as I hope to learn and listen to the voices of the "funds newbies, existing and expert funds investors" prior involved in the funds opportunities in 2023.  Great not to do this alone as I'm sure I can get tips,  advice and guidance from  liked-mind people, prior taking the actions