Recently, the Global market has been affected by geopolitical tensions, changes in tariff policies, and inflation, leading to significantly increased volatility. In such an environment, investors are more inclined to seek low-risk, stable yield investment methods, and the Fund, as a diversified investment tool, has become one of the popular choices in the current market. So, which type of Fund is more stable in the current market environment? Are there any Funds that have caught my attention or that I am considering investing in? Here are my insights:
1. Currently, a more stable type of Fund.
In the face of market uncertainty, the following types of Funds are considered relatively stable investment choices:
(1) Bond Funds
They are suitable for investors with a lower risk tolerance, especially during economically unstable periods when the returns from Bond Funds are relatively stable. Among these, Government Bond Funds (such as Treasury Bond ETF) are regarded as safe-haven assets due to their high credit ratings. Meanwhile, Investment Grade Corporate Bond Funds offer a certain level of yield and stability, suitable for medium- to long-term holding.
(2) Target Date Funds
These types of funds automatically adjust asset allocation based on the investor's target year, gradually shifting from high-risk equity assets to lower-risk bond assets over time, achieving steady growth. For investors who wish to hold long-term and reduce active management costs, this is a good choice.
(3) Asset Allocation Funds (Balance...