$SIA (C6L.SG)$ : Based on last dividends of 38 cents and coming dividends of 10 cents, that's a total of 48 cents per annum. And based on the current price of $6.34. I calculated it, and it is giving a whopping 7.57% return, where bank interest is only about 1%.
Comparatively, I think it is much worthwhile investing in SIA, isn't it !
But, surprisingly, not many institutional funds are interested. Unless SIA is doing $8.70, then the return is 5.50%, which is not worth buying.
To attract more in...

Another slightly down day in the competition, though less than 1%. Several limit orders weren’t filled, though it appears they remain active after hours. If they arent filled, I hope to be fully fake invested by tomorrow. A longterm hold in one real life portfolio, which I added to Moo Moo and the paper trade challenge:
Also, IonQ continued apace today.

Last week, the U.S. ADP report and non-farm payroll data for August were released, indicating a slowdown in the labor market.
– Private employment: 99k (Actual), 145k (Expected);
– Non farm payrolls: 142k (Actual), 165k (Expected);
– Unemployment rate: 4.2% (2024/8) , 3.7% (2023/8).
Investor concerns about a potential recession in the U.S. have intensified, leading to a collective decline in the three major U.S. stock...

Have u heard? They are increasing the public transport price again Considering walking or cycling to save moolah and reduce carbon footpront
1. High electric bills due to climate change causing hot weather which results in more usage of aircons Solution: Try to buy electrical appliances with at least 4✓ using climate vouchers courtesy of the government Stack it with CDC supermarket vouchers if u still haven't use it
Never pay full price, add items to ...

Unless you also have a chauffeur, its more productive when taking public transport, you can work on the go.
Unless you are not using your own money, annual depreciation should be no more than 20% of your annual income.

20% of my monthly income is what I’ll feel comfortable spending on a car. It contains the car mortgage, petrol, road tax, erp, parking, etc. If only for operating expenses, 10% of my income would be acceptable.
What's more, share a advice I received before is that your car cost (COE + buying the car) should not exceed your annual income. Typically, car expenses in Singapore would be no less than 1.5k a month. To keep some buffer, ...

Since young, I have been told by my teachers that a car is a depreciating asset. Besides road tax, parking fees, ERP and petrol/electrical costs, it needs regular maintenance and will require repairs at one point or another. It is recommended not to spend more than 20% of one’s disposable income on car expenses. Although owning a car provides convenience (especially if one is laden with shopping or has young children or family members with mobility iss...