Scorpion-Singam puli
voted
Unless you also have a chauffeur, its more productive when taking public transport, you can work on the go.
Unless you are not using your own money
, annual depreciation should be no more than 20% of your annual income.
Unless you are not using your own money
2
Scorpion-Singam puli
voted
What's more, share a advice I received before is that your car cost (COE + buying the car) should not exceed your annual income. Typically, car expenses in Singapore would be no less than 1.5k a month. To keep some buffer, ...
![20% of income would be an acceptable level to maintaining a car](https://sgsnsimg.moomoo.com/sns_client_feed/102905851/20240828/1724839891945-200adf72f5.jpeg/thumb?area=101&is_public=true)
18
Scorpion-Singam puli
voted
It is too expensive to own a car in Singapore, I would rather invest the money needed to get a car and continue to use public transport![]()
I find it more convenient to take public transport as I can play games on my portable gaming console during the journey, can't do that if I'm driving![]()
Also good to reduce carbon footprint by taking public transport![]()
I find it more convenient to take public transport as I can play games on my portable gaming console during the journey, can't do that if I'm driving
Also good to reduce carbon footprint by taking public transport
16
Scorpion-Singam puli
voted
Since young, I have been told by my teachers that a car is a depreciating asset. Besides road tax, parking fees, ERP and petrol/electrical costs, it needs regular maintenance and will require repairs at one point or another. It is recommended not to spend more than 20% of one’s disposable income on car expenses. Although owning a car provides convenience (especially if one is laden with shopping or has young children or family members with mobility iss...
![I’ve never aspired to own a car in Singapore](https://sgsnsimg.moomoo.com/sns_client_feed/101774928/20240829/5eecb78fabf9fce98459be017e17e0e7.jpg?area=101&is_public=true)
25
4
Scorpion-Singam puli
commented on
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