言月
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● An equal share of 5,000 points: For mooers who correctly guessed the winner who makes the biggest % ga...



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Prediction of EPF dividends in 2024.
This is the topic that the people of Malaysia are most concerned about, after all, it involves the interests of a large majority, so every year when it's time to distribute dividends, there will be heated discussions about the dividend rate.
What will the dividend rate be in 2024?
First, let's take a look at the performance in 2024, from the first to the third quarter.
Q1 2024: Dividend distribution of RM19.2 billion, an increase of 33.1%.
Q2 2024: Dividend distribution of RM17.5 billion, an increase of 25%.
In the third quarter of 2024: investment income of RM19.67 billion, an increase of 34%.
The dividends and investment income in the first three quarters have both performed better than in 2022, achieving double-digit growth. Based on numerical comparison, the dividends in 2024 should be better than those in 2023.
Let's take another look at the dividend rates over the past five years:
2023:5.5%
2022:5.35%
2021:6.1%
2020:5.2%
2019:5.45%
In 2023, the dividend payout ratio is 5.5%, and the payout for 2024 should be better than in 2023. Market predictions suggest that the EPF's dividend payout rate for 2024 is expected to exceed 6%.
Based on previous dividend dates, there will be an answer in the next two weeks.
This is the topic that the people of Malaysia are most concerned about, after all, it involves the interests of a large majority, so every year when it's time to distribute dividends, there will be heated discussions about the dividend rate.
What will the dividend rate be in 2024?
First, let's take a look at the performance in 2024, from the first to the third quarter.
Q1 2024: Dividend distribution of RM19.2 billion, an increase of 33.1%.
Q2 2024: Dividend distribution of RM17.5 billion, an increase of 25%.
In the third quarter of 2024: investment income of RM19.67 billion, an increase of 34%.
The dividends and investment income in the first three quarters have both performed better than in 2022, achieving double-digit growth. Based on numerical comparison, the dividends in 2024 should be better than those in 2023.
Let's take another look at the dividend rates over the past five years:
2023:5.5%
2022:5.35%
2021:6.1%
2020:5.2%
2019:5.45%
In 2023, the dividend payout ratio is 5.5%, and the payout for 2024 should be better than in 2023. Market predictions suggest that the EPF's dividend payout rate for 2024 is expected to exceed 6%.
Based on previous dividend dates, there will be an answer in the next two weeks.
Translated


1
Assuming the cost of taking Grab every day is RM300,
Then, in one year, it will cost RM109.5k.
In two years, it will cost RM219k.
Need RM328.5k over 3 years.
At first glance, this seems like a very high cost, but compared to purchasing a Mercs G-Wagon.
In the picture, the male lead, envious of others driving Mercs, spent RM1.45 million to buy his dream luxury car.
As a result, one tank of RON97 RBOB Gasoline costs RM350, and the annual Insurance premium is RM30k.
In order to maintain the Autos, by the end of each month, only Maggie noodles can be eaten.
What is the meaning of such a life.
After three years, the car owner decided to sell it, and the second-hand price was only RM670k, resulting in a loss of RM780k just from the car price.
When adding Insurance, road tax, RBOB Gasoline, maintenance costs, parking fees, and other various expenses, it could amount to nearly a million.
If the above expenses were used to take Grab, it could be used for at least 4 to 5 years, and it could even save time.
The extra money, if invested in quality REITs or QQQ, $Invesco QQQ Trust (QQQ.US)$ would allow the money to appreciate.
In fact, Autos are a means of transportation and depreciate, so one must act within their means.
Then, in one year, it will cost RM109.5k.
In two years, it will cost RM219k.
Need RM328.5k over 3 years.
At first glance, this seems like a very high cost, but compared to purchasing a Mercs G-Wagon.
In the picture, the male lead, envious of others driving Mercs, spent RM1.45 million to buy his dream luxury car.
As a result, one tank of RON97 RBOB Gasoline costs RM350, and the annual Insurance premium is RM30k.
In order to maintain the Autos, by the end of each month, only Maggie noodles can be eaten.
What is the meaning of such a life.
After three years, the car owner decided to sell it, and the second-hand price was only RM670k, resulting in a loss of RM780k just from the car price.
When adding Insurance, road tax, RBOB Gasoline, maintenance costs, parking fees, and other various expenses, it could amount to nearly a million.
If the above expenses were used to take Grab, it could be used for at least 4 to 5 years, and it could even save time.
The extra money, if invested in quality REITs or QQQ, $Invesco QQQ Trust (QQQ.US)$ would allow the money to appreciate.
In fact, Autos are a means of transportation and depreciate, so one must act within their means.
Translated

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言月
commented on
There is no guaranteed profit in stock investment, but the chance of making money greatly increases through the opportunity of privatization.
This is only for the purpose of making profits through short-term speculation, and all political factors are not considered in this text.
Let's start with the timeline.
In April 2024, Khazanah and EPF plan to privatize. $AIRPORT(Delisted) (5014.MY)$ Malaysia Airports.
In May 2024, the GDA consortium announced the acquisition of Malaysia Airports at a price of RM11 per share.
In November 2024, MAVCOM approved the acquisition.
On December 6, 2024, email acquisition notification.
On January 6, 2025, GDA has obtained 75.73% of the votes.
On January 7, 2025, bought Malaysia Airport at RM10.64 and sold to GDA at RM11, making a profit of RM0.36, and the ROI is 3.38%.
On February 7, 2025, the Banks account has received GDA's RM11.
The Exchange announcement mentioned that there is no intention to maintain the airport's listing status; in other words, as long as 75% of the Stocks are acquired, privatization of the airport can be achieved with little difficulty.
Here comes the key point, since it is known that GDA will definitely acquire Malaysian airport Stocks from retail investors at RM11 per share, in other words, buying below RM11 will guarantee a profit.
Overall, a 3.38% ROI is not particularly attractive; however, with zero risk and considering a one-month period, when converted to CAGR, the ROI actually exceeds 50%.
Returns on personal investments...
This is only for the purpose of making profits through short-term speculation, and all political factors are not considered in this text.
Let's start with the timeline.
In April 2024, Khazanah and EPF plan to privatize. $AIRPORT(Delisted) (5014.MY)$ Malaysia Airports.
In May 2024, the GDA consortium announced the acquisition of Malaysia Airports at a price of RM11 per share.
In November 2024, MAVCOM approved the acquisition.
On December 6, 2024, email acquisition notification.
On January 6, 2025, GDA has obtained 75.73% of the votes.
On January 7, 2025, bought Malaysia Airport at RM10.64 and sold to GDA at RM11, making a profit of RM0.36, and the ROI is 3.38%.
On February 7, 2025, the Banks account has received GDA's RM11.
The Exchange announcement mentioned that there is no intention to maintain the airport's listing status; in other words, as long as 75% of the Stocks are acquired, privatization of the airport can be achieved with little difficulty.
Here comes the key point, since it is known that GDA will definitely acquire Malaysian airport Stocks from retail investors at RM11 per share, in other words, buying below RM11 will guarantee a profit.
Overall, a 3.38% ROI is not particularly attractive; however, with zero risk and considering a one-month period, when converted to CAGR, the ROI actually exceeds 50%.
Returns on personal investments...
Translated


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Set a live reminder
Oriental Kopi Holdings Berhad $KOPI (0338.MY)$, a cafe chain operator is targeting to debut on the Bursa ACE Market. The IPO subscription takes place from 6/1/2025 to 10/1/2025!
To provide investors with a better understanding of the company's development and future plans, Moomoo Malaysia has the opportunity to conduct a live interview session with Dato' Calvin Chan the Managing Director of Oriental Kopi on 9th Jan 2025 T...
To provide investors with a better understanding of the company's development and future plans, Moomoo Malaysia has the opportunity to conduct a live interview session with Dato' Calvin Chan the Managing Director of Oriental Kopi on 9th Jan 2025 T...

Moo Live: Exclusive IPO Investor Briefing With Oriental Kopi
Jan 9 20:00
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voted
Welcome back to "Max Learns to Invest" – our story-driven series that explores moomoo's features through the eyes of Max, our avatar representing new investors like you. Got thoughts or questions? Share them below! We're rewarding 88 points for every comment that provides actionable suggestions or answers to our end-of-article questions. (Offer valid for one week after posting)
Hey mooers, Max ba...
Hey mooers, Max ba...


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Hello, mooers!
Ever thought of trading as a game of chess? That's the spirit behind our adorable moomoo chess sets! 😍
Just as in chess, traders have distinct styles. Some prefer slow, calculated moves; others enjoy the thrill of bold decisions. Sound like anyone you know? 🤔
To bring these concepts to life, in 2022, we launched the Platinum Moo Chess Set, where each piece from King to Pawn represents a distinct trading philosophy. T...
Ever thought of trading as a game of chess? That's the spirit behind our adorable moomoo chess sets! 😍
Just as in chess, traders have distinct styles. Some prefer slow, calculated moves; others enjoy the thrill of bold decisions. Sound like anyone you know? 🤔
To bring these concepts to life, in 2022, we launched the Platinum Moo Chess Set, where each piece from King to Pawn represents a distinct trading philosophy. T...



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言月
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Regardless of who wins, the following companies are all worth holding for the long term
$Visa (V.US)$
$Microsoft (MSFT.US)$
$Alphabet-A (GOOGL.US)$
The reason is very simple.
Because these companies have become the mainstream in most countries around the world.
Difficult to replace.
And there are people using it every moment.
The width of the moat they hold is as wide as the ocean.
$Visa (V.US)$
$Microsoft (MSFT.US)$
$Alphabet-A (GOOGL.US)$
The reason is very simple.
Because these companies have become the mainstream in most countries around the world.
Difficult to replace.
And there are people using it every moment.
The width of the moat they hold is as wide as the ocean.
Translated
9
3
言月
Set a live reminder
US markets trade around record all time highs with the S&P500 up 22% this year, highs, thanks to better-than-expected US corporate news and US economic data. But what's ahead? Big tech earnings and the US election and stimulus from two biggest countries, China and the US. ![]()
Tesla shares rose 22%, its biggest gain since May 2013 spurring a rally in the “Magnificent Seven” stocks, which hit a three-month high. If $Tesla (TSLA.US)$ 's...
Tesla shares rose 22%, its biggest gain since May 2013 spurring a rally in the “Magnificent Seven” stocks, which hit a three-month high. If $Tesla (TSLA.US)$ 's...

Live preview: US tech mega-caps earnings preview - What's driving the market
Oct 30 14:00
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言月 : i guess $MAYBANK (1155.MY)$ performance will better than $PBBANK (1295.MY)$
cause pbbank hong kong business making lost