Follow only. no need to know who wins

fullerton sgd cash fund was very good this year.

everyone huat big big and no more black swans.

All profit and no loss because invested in risk free instruments.

World peace, good profits and good health for all. Huat ar!

with trading experience comes trading philosophy.
1. one important thing is selecting the right company to invest in. so I rely a lot on fundamental analysis.
2. next thing is I will not go against the market. I will not buy when the general market trend is falling.
3. buy only when I am pretty sure market has bottomed out. it is better to not catch the bottom than to catch a falling knife.
4. exercise patience. what goes down must come out.

I will go with market sentiment and invest in bank stocks, at least till end of 2022. At the same time, I will keep an eye on growth and dividend stocks to invest in. By end end of 2022, then I will start buying those growth or dividend stocks if I find them undervalued. At the same time, I may also get some SReits if I find them to be trading at a good value throughout 2022.
Stay safe wish everyone a fruitful 2022.