Oil spikes, gold surges: can they last?
When the broader market falls, there are some sectors that post positive returns.
- Petroleum industry
Global benchmark Brent crude futures surged above $110 a barrel this week, the highest level since 2014 while markets braced for serious disruptions to crude supplies from Russia, the world's top oil and gas supplier.
"The market panic is here," said Louise Dickson, senior oil market analyst at Rystad Energy. "The i...

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In the world of investment, both lump sum investment and regular installment investment have their own pros and cons, suitable for different investors and market environments.
Lump sum investment involves investing a large amount of funds at one time, suitable for use when the market is down or significantly undervalued. At this time, investors believe the market price is at a relatively low level, with the potential for future appreciation, so seizing the opportunity to make a large investment may lead to higher returns. However, lump sum investment also comes with higher risks, as investors cannot predict short-term market fluctuations. If the market continues to decline after the investment, it may result in significant losses. Therefore, lump sum investment is more suitable for investors with a certain market judgment ability, or individuals who have a higher tolerance for high risks.
In contrast, regular installment investment is a way to diversify risks. By investing a fixed amount regularly, regardless of market fluctuations, investors can buy less at higher levels and more at lower levels, thereby averaging the cost. This method is suitable for those who are not good at timing the market, or investors who want to gradually accumulate wealth through long-term holding. The advantages of regular installment investment lie in smoothing the impact of market fluctuations, reducing psychological pressure, and avoiding the risk of missing good investment opportunities.
In general, for investors with relatively sufficient funds and strong market insights, a single investment may be more suitable. Whereas, for those who pursue stability and do not have time to constantly monitor the market, regular fixed investments provide a safer choice.
Based on my personal experience, during significant market declines, I would choose a single investment, while in stable or minimally volatile...

DCA unless you are God, no one can predict the movement of the stocks or whether it has reached the lowest point and ready to bounce.

Why Lump Sum Investing (LSI) Appeals to Me
Putting it all in at once with Lump Sum Investing? On paper, it sounds appealing. By going all in, I’m maximizing my market exposure right away. It means I’m not missing out on any potential gains that might happen if the market keeps going up after I invest. And in the long term, studies show that LSI can often outperform DCA because the longer my money is invested, the m...

nowadays, not everyone has so much money for lump sum method. I prefer set an amount and use DCA method to invest monthly since Moomoo support fractional shares.

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