102978271 : I am using the experience from the 5.8% promotion to decide whether to subscribe to the 6.8% promo. The 5.8% promo requires 60 days from day of sign-up. Then you wait up to 7 business days for them to send u the cash coupons, and from then on I am told u need 3 business days to finally receive the additional interest. So in total, u end up waiting more than 70 days to get the additional interest to make up for the 60-day 5.8% total interest. Not sure if this is everyone's experience. I still haven't received mine. My 60-day countdown ended on Jan 31...

102978271 Miguidigui : I didn't see any countdown in the app. I did a manual count instead, using the sign-up day as Day 1.