Gold prices hit new milestones last week, reaching a fresh record high of $2,600 on Friday. Expectations of further interest rate cuts bolstered the appeal of bullion, but that is not the only reason.
The rising deficit rate in the U.S. is one of the key forces driving gold prices. Historically, Gold prices and the US deficit rate have shown good synchronicity historically:
1. From 1984 to 2000, the US deficit ra...

The much-anticipated rate cut decision has finally arrived, with the Federal Reserve announcing a 50 basis point rate cut! At this pivotal moment, investors need to have a deeper understanding of the background and impact of rate cuts.
Since March 2022, in a bid to curb inflation, the Fed has hiked rates 11 times, bringing it to the current range of 5.25%-5.50%. Now that inflation is under control, the calls for a rate cut are growin...

Missed the live? Watch the replay now and join Justin, Michael and Jessica as they dives deep into US rate cuts!

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Participate in this live stream, you will have a chance to receive 88 moomoo points!
In this comprehensive live stream, we’ll guide you through everything you need to know about Exchange Traded Funds (ETFs) and how you can leverage them...

Free Cash Flow Free Cash Flow is more important than EPS
Avoid companies with one-time contracts unless they can get repeat orders from the same customer
🤩 Growth stocks in the teenage years generally come from rapidly growing small and medium-sized enterprises, but companies pay fewer dividends
🤑 Stable companies in the middle age, from rapid growth to stable profits, are usually blue-chip stocks that pay high dividends
Buy/sell stocks
Buy
🎯 Preparation> Find 5 ⭐ Businesses Worth Investing In
🎯 Persevere > Be patient and wait for the stock you want to buy to drop to the highest point
🎯 Careful > When the adjustment is close to a low point, buy quickly and in 5 batches at different prices
Sell
🎯 Preparation> During a period close to the peak of the bull market, or when the stock price rises above the intrinsic value
🎯 Persevere > Be patient and wait for the best time to sell
🎯 Be relent> When the bull market is close to its peak, sell all of your stocks in 5 batches at different prices quickly

Net cash companies have relatively low risks.
Except for finance and utilities, companies in other industries with net cash - debt have good free cash flow.
Having the right people, trustworthy management is important. It is best for the management's major shareholders to hold at least 20% of the shares.
It's best to concentrate investments in 5 high-quality companies, diversify across different industries, then diligently do the homework, track the status of the companies held, and decide whether to continue holding or sell.
The more successful the investor, the less trading they do.
Being burnt in the stock market often leads to overtrading, speculators staring at the quote table, unable to eat or sleep well. Frequent trading only brings mental stress, puts the body in a tense state, and harms health, for that little profit, why bother.
Value investors have plenty of time to engage in activities they enjoy, such as reading, exercising, and spending time with family and friends, while patiently waiting for their wealth to grow.
Short-term investors need to bear the pressure brought by fluctuations in stock prices, which can greatly harm their health.
✨Being able to buy is the apprentice, being able to sell is the master.✨
Long-term investment is not for a lifetime, but a long-term growth. Hold for a long time. When the stock market is overheated, the stock price rises too fast, with a PE ratio of more than 25, and the stock price is seriously overvalued, it's a good time to sell.
If the company's performance deteriorates and the next performance is not expected to improve, or if the performance does not grow QoQ / declines QoQ, it is necessary to sell off the shares.
Investing in dividend stocks is a conservative and safe option...

In past history, financial turmoil broke out about every 10 years.
When the media spreads good news about the economy, we should leave the scene quickly. Because the stock market is already very close to a high point, it can't be cold at a high place.
✨ When pessimistic news floods the media, it's close to the time to buy ✨
✨ Money is not an emergency ✨
Investing in stocks is like running a long distance marathon. You need to follow the steps and maintain a certain speed.
Slow is fast, fast is slow.
It's faster to take it slow 😉
Becoming rich in the stock market requires focusing on EQ emotional intelligence, because the biggest fatal injury to investing is losing money by buying high and selling low due to greed and fear.
As soon as the stock market falls, they doubt life. If they are in a hurry, they sell shares at cheap prices, so it is difficult to accumulate wealth.
Don't blindly believe the target price given by IB; think like an entrepreneur; you are a smart investor.
The winners in the stock market rely on vision and use their heads. They never get rich by listening to experts or hearing what they hear.
✨ Banking and insurance benefit from inflation ✨
Real estate increases in value, new owners borrow more money from financial institutions, and also have to pay higher insurance premiums
Banks' cash comes from depositors, and insurance companies come from premium premiums levied.
Bank is the mother of all industries. As long as the economy is prosperous, the performance of banks and insurance companies will not be poor.
📈 When bank interest rates are low, money will flow out of banks to the stock market & real estate
📉 When bank interest rates are high, the stock market will fall, and money will flow to banks for FD