Summary of the USA interest rate decision meeting on March 20, 2025 (Thursday) —
1. Maintain the interest rate at 4.25% to 4.5%, expecting a two-rate cut in 2025.
2. Starting in April, further reduce the balance sheet (more easing).
The new government policies (tariffs) have led to economic uncertainty, lowering the USA's 2025 economic growth forecast to 1.7% (originally 2.5%).
Federal Reserve Chairman Powell emphasized that if the economy remains strong, high interest rates will be maintained; but if the labor market weakens or inflation decreases rapidly, interest rates may be cut earlier.
Policy wording adjustments reflect economic uncertainty.
The Federal Reserve statement removed the phrase "risks are roughly balanced" and added "uncertainty in the economic outlook has increased," indicating that decision-makers are more concerned about market risks. Although this does not represent a change in policy direction, it may affect market expectations regarding future MMF policy.
Economic growth forecast has been revised down, while inflation and unemployment rate forecasts have been revised up.
The PCE inflation forecast for 2025 has been revised up from 2.5% to 2.7%.
The GDP growth forecast for 2025 has been revised down from 2.1% to 1.7%.
The unemployment rate forecast for the end of 2025 is expected to rise to 4.4% (previous forecast 4.3%).
Powell pointed out that although the economy remains resilient, consumer spending has begun to weaken, and the Federal Reserve will closely monitor changes in the real economy. The impact of trade tariffs and market concerns.
Former USA President Trump plans to impose tariffs on China, Canada, and Mexico, and both China and the USA may take countermeasures. Powell acknowledged that tariffs could bring...

After struggling in the stock market for many years, it is deeply understood that investing is both an art and a test of endurance. Today, some insights on improving Trade quality will be shared, hoping to be of help to everyone.
1. Stock selection logic: fundamentals + trends.
Whether for short-term or long-term, choosing the right Stocks is core. The criteria are simple—high-quality fundamentals + upward trend.
• Fundamentals: Does the company have stable revenue growth? Is the Net income margin high? Is the Assets and liabilities structure healthy? These data determine whether a company is worth holding long-term.
• Trend: Stocks favored by the market rise quickly, while those neglected fall hard. Go with the trend, do not go against the market.
2. Trade Discipline: Better to miss out than to make a mistake.
I have seen too many investors chasing high prices out of fear of missing out, or unwilling to take profits due to greed, and as a result, they got stuck. Before trading, it is essential to set entry, stop-loss, and take-profit points, and to strictly follow them. Making money relies not on the frequency of trades, but on the quality of trades.
3. Mindset management: The market always rewards those who are patient.
Market fluctuations are very normal; there must be resilience for both gains and losses. If the logic for holding Stocks hasn't changed, then emotional responses to short-term fluctuations shouldn't occur. Trade is not gambling; it's a gaming experience that requires a calm approach.
Summary: When investing in Stocks, the important thing is not to make quick money, but to earn steadily over the long term. Choose good Stocks, maintain strict discipline, and stay calm; your Trade quality will naturally improve!