In the past year, my investments have mainly been in mmf. In the new year, I hope to continue actively participating in moomoo's activities. In the first half of the year, the investments will still focus on mmf or bonds, supplemented by a small amount of undervalued, high-dividend stocks. In the second half of the year, as the monetary policy becomes clearer or the valuation of US stocks drops, I will gradually increase the stock position, with rsp in US stock indexes as the main investment method, hoping to achieve stable returns in the new year.