In 2020, as the shadow of the epidemic enveloped the globe, I made a decision that many considered bold - I resigned from the stable government regional clinic job, and chose to join a private hospital in Kuching, Sarawak as a pharmacist.
Although the pace of work at the private hospital is quite hectic, the hospital provides quite good benefits to employees in the initial stage. Especially in the first few years, at the year-end, the hospital would give each employee a relatively generous bonus. This extra reward not only serves as recognition for everyone's hard work but also becomes a motivation for us to look forward to the year-end. For me, this is also a completely new experience, considering that during my time as a government civil servant, I never enjoyed similar treatment.
However, over the past two years, the situation has quietly changed. For some unknown reason, the hospital suddenly stopped the distribution of the year-end bonus, without any prior notice or explanation. This unexpected turn of events caught many medical staff off guard, and raised significant complaints and dissatisfaction. Especially for colleagues with lower incomes, the year-end bonus is not just a reward, but also an important source of income used to cover household expenses each year.
The cancellation of the year-end bonuses undoubtedly increases the financial pressure on many families. Under the impact of the epidemic, the cost of living continues to rise, while salary increases have not shown significant improvement. The cancellation of the year-end bonuses adds insult to injury. Many colleagues have started to feel disappointed in the hospital's decisions, and a atmosphere of complaints is gradually spreading among medical staff. Although most people still hold their positions, the evident emotional downturn is undeniable.

To the moon! 🚀🌕🤞

September - the notoriously volatile month see the market sell-off since the 1st trading day of the month.  The CPI data released yesterday shows that inflation eases to 3-year low. Notwithstanding, the core inflation is still stubbornly above the FED's inflation goal of 2%. Hence, market is now expecting a rate cut of 25 bps instead of a larger rate cut in September.
I started to build my dividend portfolio in August 2024 with the view that a rate cut, albeit small or big, wi...

Celebrate National Day & National Peace & National Prosperity & National Progress & let's together further enhance all kinds of inclusive health and safety

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This year no holiday as it falling on Saturday. Macam rugi, kan but nevermind… Chill.. I still feel excited about it, simply because alooooot of celebrations promotions, special deals are on going! Start browsing.. Ahaha.. Dont miss the chance. Should have plenty of price down items awaits you!
Spending can also boost up the economy of Malaysia! Let’s join the crowd ,enjoy buy buy buy, makan makan, minum minum together 😛
Wishing Malaysia a prosperity year ahead.. Anak malay...

Big shoutout to moomoo! Just claimed 2 free stocks using my points today.What a great way to celebrate Merdeka! It’s always exciting to see my portfolio grow without spending extra cent. If you haven’t tried out the points system yet, now’s the perfect time. Thanks, moomoo, for making investing rewarding and fun. Wishing everyone a Happy Merdeka and let’s keep reaching for financial freedom together!