103751450 : The advantage of buying with an insurance company is that you get a welcome bonus for the first three years, up to 95%. In the case of death, there is life insurance coverage, and the full principal insurance is not good in a timely manner. Asset segregation effect, insured persons can be replaced.

103751450 104735960 OP : I make regular investments here every month for my liquid assets, PRU I purchase for my child's Education savings, long-term planning.

103751450 104735960 OP : Yes, I am a PRU agent myself. If you have already made a purchase, I can also help you analyze. I worked as a customer manager at UOB for 5 years before, so I have a clearer explanation about RSPs

103751450 : Because the principal amount has increased, dividends have been cut appropriately.