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$Taiwan Semiconductor (TSM.US)$
Trump welcome TSMC...not intel, not samsung.
Trump welcome TSMC...not intel, not samsung.

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Hi, mooers! 👋
The AI world holds its breath! $NVIDIA (NVDA.US)$ will release its Q4 FY2025 earnings on February 26, just before the market opens. As the AI kingpin faces heightened scrutiny amid market volatility, will it defy expectations again? This is your chance to earn rewards and gain insights by predicting the opening price. Let’s get into it! 🎉
Stay Ahead of the Game
Subscribe to @Moo Live for real-time updates, expert analysis, and t...
The AI world holds its breath! $NVIDIA (NVDA.US)$ will release its Q4 FY2025 earnings on February 26, just before the market opens. As the AI kingpin faces heightened scrutiny amid market volatility, will it defy expectations again? This is your chance to earn rewards and gain insights by predicting the opening price. Let’s get into it! 🎉
Stay Ahead of the Game
Subscribe to @Moo Live for real-time updates, expert analysis, and t...



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$RCECAP (9296.MY)$ What's the matter?
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When I invest in a company for the long term, I demand to think carefully and record the reasons for investing in it for future review. I didn't expect $RCECAP (9296.MY)$ Can make me write so much 😄
$RCECAP (9296.MY)$ The business model is very simple, which is to provide loans to civil servants. Civil servants have installment payments deducted before receiving their salaries.
Here are the advantages I personally think of this business model:
Large customer base, few competitors
-Malaysia's population is 34 million, with 1.7 million civil servants, meaning that for every 20 people in the country, there is one civil servant, making it one of the countries with the highest percentage of civil servants to population globally
Very few competitors in this industry, it's not just about having money to play. The so-called competition is actually a group.cartelMaintain and control pricing together.
- Loans can be used for pilgrimage, purchasing household appliances, starting a business, renovation, children's education, and travel. They can be used for any purpose because the purpose does not matter, what matters is automatic salary deduction.
- Civil servants have secure jobs and will not face unemployment due to market downturns. Their salaries are deducted before they receive them, resulting in very low bad debt rates.
- Expanding business does not require a significant increase in operating costs, and not even the need for debt collectors. Increasing business volume only requires one condition, "civil servant salary increase". And I can hardly find any information indicating that civil servants did not receive a salary increase that year.
Stable, predictable, transparent inflow of cash every month, with minimal errors...
$RCECAP (9296.MY)$ The business model is very simple, which is to provide loans to civil servants. Civil servants have installment payments deducted before receiving their salaries.
Here are the advantages I personally think of this business model:
Large customer base, few competitors
-Malaysia's population is 34 million, with 1.7 million civil servants, meaning that for every 20 people in the country, there is one civil servant, making it one of the countries with the highest percentage of civil servants to population globally
Very few competitors in this industry, it's not just about having money to play. The so-called competition is actually a group.cartelMaintain and control pricing together.
- Loans can be used for pilgrimage, purchasing household appliances, starting a business, renovation, children's education, and travel. They can be used for any purpose because the purpose does not matter, what matters is automatic salary deduction.
- Civil servants have secure jobs and will not face unemployment due to market downturns. Their salaries are deducted before they receive them, resulting in very low bad debt rates.
- Expanding business does not require a significant increase in operating costs, and not even the need for debt collectors. Increasing business volume only requires one condition, "civil servant salary increase". And I can hardly find any information indicating that civil servants did not receive a salary increase that year.
Stable, predictable, transparent inflow of cash every month, with minimal errors...
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The recent market crash felt like a gut punch, especially for those of us holding onto tech darlings like NVDA😭. My portfolio was a graveyard of plummeting stocks💔, and watching NVDA tumble to a shocking $91.30 felt like a nightmare come true. It was like watching my life savings evaporate before my eyes.
But amidst the wreckage, I saw a glimmer of hope. The opportunity to buy low, to gamble on a rebound, was too tempting to ignore. I took a risk...
But amidst the wreckage, I saw a glimmer of hope. The opportunity to buy low, to gamble on a rebound, was too tempting to ignore. I took a risk...



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