The central bank of China once again announced a reduction in policy interest rates, which is in great contrast to the tense atmosphere of interest rate hikes around the world.
I'm sure everyone is familiar with the latest global economic information, and I'm sure everyone knows about the problems China is currently facing. Today I want to share a question from a client recently asked me — #升息降息对我的投资组合有什么影响
>> Demystifying investment advice from a certified financial planner (Licensed Financial Planner) <<
Many people don't know what a financial planner's real plan actually does. In fact, the financial plans we also provide to our clients include:
#现金流规划(If your bank doesn't have money, it depends on this)
#风险管理(Can be understood as an insurance plan),
#投资管理(It's just an investment, nothing special),
#遗产分配(A will is important),
And so on, it's all about money and your life.
The investment planning section is mainly aimed at long-term retirement, and many people must have a question:
“Do you all only recommend Client Unit Trust?”
#我不是#虽然大部分财务规划师是
Mainly because trust funds are one of the most accepted investment instruments in Malaysia.
There is also a very cruel cold fact,#马来西亚人不懂专业财务咨询服务的价值
No way, most financial planners need to pass in order to survive and stick to their dreams...