Around 2021, After stashing rm20k in my stashaway but only receiving rm2k in 5 years. I was pretty dejected as I was a fresh graduate & most of the income was from my job. Also, got fired cause the division wasn't needed anymore.
After that, I was uncertain with stocks & decided to keep an emergency fund & open rakuten to invest in reits for Dividends.
I thought it was enough but recently seeing Moomoo ads everywhere annoyed me [Scold]
lmao but I guess ...

At 28 years old, I’m living proof that unconventional paths can lead to financial wins. While most of my peers are climbing corporate ladders or freelancing to pay the bills, I found myself exploring a different route—one that involved lavish dinners, designer gifts, and, unexpectedly, a knack for investment. Here’s how I turned RM500,000 from my EPF (Employee Provident Fund) into what I proudly call my Toyota Camry Moment.
The Set...

interesting read.

December to February is typically a unique period in financial markets due to a combination of seasonal trends, holiday spending, tax-related activities, and year-end corporate earnings. Here are some notable historical trends during this period:
1. The Santa Claus Rally (Late December)
The "Santa Claus Rally" refers to a historical tendency for stock markets to perform well in the last week of December and the first two trading days of January. This pattern is ...